United States · Bill · HR
H.R. 4112 (117th)
Clarity in Credit Score Formation Act of 2021
Introduced
24 June 2021
Last action
24 June 2021 · Introduced
Status
Referred to the House Committee on Financial Services.
Sponsors
Rep. Lynch, Stephen F. [D-MA-8]
Subjects
Discovery layer
Source updated
15 May 2025
Summary
Clarity in Credit Score Formation Act of 2021 This bill requires the Consumer Financial Protection Bureau (CFPB) to regulate credit score models by establishing standards for validating the accuracy and predictive value of these models. The bill also gives the CFPB the authority to prohibit the use of certain factors in credit score models. The CFPB must report on the impact of the inclusion of nontraditional data in these models.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
24 June 2021
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
24 June 2021
Introduced
Introduced in House
Source: IntroReferral
24 June 2021
Introduced
Introduced in House
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Introduced in House · 24 June 2021 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 24 June 2021
Introduced in House (PDF)
Introduced in House · EN · 24 June 2021
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Introduced in House
summary · EN · 24 June 2021
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Lynch, Stephen F. [D-MA-8] · D · Sponsor
- · hsba00 · Standing
Related records
- related to → Comprehensive CREDIT Act of 2021
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/117th-congress/house-bill/4112
- Open data entity: https://api.congress.gov/v3/bill/117/hr/4112
- us · 117-hr-4112 · source updated 15 May 2025