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United States · Bill · HR

H.R. 4193 (116th)

Student Loan Disclosure Transparency Act of 2019

referredUnited States· United States Congress· EN

Introduced

16 August 2019

Last action

16 August 2019 · Introduced

Status

Referred to the House Committee on Education and Labor.

Sponsors

Rep. Shalala, Donna E. [D-FL-27], Rep. Gaetz, Matt [R-FL-1], Rep. Stewart, Chris [R-UT-2], Rep. McAdams, Ben [D-UT-4], Rep. Herrera Beutler, Jaime [R-WA-3], Rep. Spanberger, Abigail Davis [D-VA-7], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Jackson Lee, Sheila [D-TX-18], Rep. Fitzpatrick, Brian K. [R-PA-1], Rep. McGovern, James P. [D-MA-2], Rep. King, Peter T. [R-NY-2], Sen. Slotkin, Elissa [D-MI], Rep. Brownley, Julia [D-CA-26], Rep. Horn, Kendra S. [D-OK-5], Rep. Rouda, Harley [D-CA-48], Rep. Sewell, Terri A. [D-AL-7], Rep. Kind, Ron [D-WI-3], Rep. Stanton, Greg [D-AZ-4], Rep. Brooks, Susan W. [R-IN-5], Rep. Quigley, Mike [D-IL-5], Rep. Craig, Angie [D-MN-2], Rep. Cooper, Jim [D-TN-5], Rep. Waltz, Michael [R-FL-6], Rep. Engel, Eliot L. [D-NY-16], Rep. Kuster, Ann M. [D-NH-2], Rep. Rutherford, John H. [R-FL-5], Rep. Raskin, Jamie [D-MD-8], David Scott, Rep. Diaz-Balart, Mario [R-FL-26], Rep. Harder, Josh [D-CA-9], Rep. Soto, Darren [D-FL-9], Rep. Ryan, Tim [D-OH-13], Rep. Crow, Jason [D-CO-6], Rep. Johnson, Bill [R-OH-6], Rep. Stevens, Haley M. [D-MI-11], Rep. Lieu, Ted [D-CA-36], Rep. Cuellar, Henry [D-TX-28], Rescom. González-Colón, Jenniffer [R-PR-At Large], Rep. Thompson, Bennie G. [D-MS-2], Rep. Crenshaw, Dan [R-TX-2], Rep. Stauber, Pete [R-MN-8], Rep. Axne, Cynthia [D-IA-3], Rep. Bustos, Cheri [D-IL-17], Rep. Rose, Max [D-NY-11], Rep. Schrier, Kim [D-WA-8]

Subjects

Education

Source updated

21 July 2025

Education

Official sourceDownload fileView documentsShare

Summary

Student Loan Disclosure Transparency Act of 2019 This bill requires a lender disbursing a loan that is insured or guaranteed by the federal government to make certain disclosures. Specifically, prior to disbursement, the lender making such loan must disclose the (1) principal amount, interest rate, and number of required monthly payments to be made on the loan; (2) estimated balance owed by the borrower; and (3) estimated aggregate amount the borrower will pay. Prior to repayment, the lender must disclose the projected total of interest charges that the borrower will pay on the loan, as well as projections of the borrower's monthly repayment amount. Lastly, the lender must disclose certain specified information monthly, including the (1) original principal amount of each of the borrower's loans, separately and in the aggregate; (2) current balance on each loan and on all loans in the aggregate; (3) interest rate on each loan and the total amount the borrower has paid in interest; and (4) a description of each fee the borrower has been charged for the preceding installment period. The Department of Education must obtain feedback from individuals and report on the usefulness and effectiveness of such disclosures.

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Timeline

  1. 16 August 2019

    Introduced

    Referred to the House Committee on Education and Labor.

    Source: IntroReferral

  2. 16 August 2019

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 16 August 2019

    Introduced

    Introduced in House

    Source: IntroReferral

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 16 August 2019

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  • Introduced in House (PDF)

    Introduced in House · EN · 16 August 2019

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  • Introduced in House

    summary · EN · 16 August 2019

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Sponsors

Related records

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Sources

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