United States · Bill · HR
H.R. 423 (119th)
Private Student Loan Bankruptcy Fairness Act of 2025
Introduced
15 January 2025
Last action
—
Status
Referred to the House Committee on the Judiciary.
Sponsors
—
Subjects
Discovery layer
Source updated
18 July 2026
Summary
Private Student Loan Bankruptcy Fairness Act of 2025 This bill modifies the treatment of certain student loans in bankruptcy. Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.
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Timeline
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Documents
2 official files
Introduced in House
Introduced in House
Introduced in House · EN · 15 January 2025
Introduced in House
summary · EN · 15 January 2025
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/119th-congress/house-bill/423
- Open data entity: https://api.congress.gov/v3/bill/119/hr/423