United States · Bill · HR
H.R. 4296 (115th)
To place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency.
Introduced
8 November 2017
Last action
28 February 2018 · Introduced
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Rep. Luetkemeyer, Blaine [R-MO-3], Rep. Meeks, Gregory W. [D-NY-5], Rep. Sessions, Pete [R-TX-17]
Subjects
Discovery layer
Source updated
7 April 2025
Summary
This bill specifies that a federal banking agency may not establish an operational-risk capital requirement for banking organizations unless the requirement: (1) is based on, and is appropriately sensitive to, current risks; (2) is determined under a forward-looking assessment of potential losses; and (3) allows certain adjustments.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
8 November 2017
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
8 November 2017
Introduced
Introduced in House
Source: IntroReferral
8 November 2017
Introduced
Introduced in House
Source: IntroReferral
15 November 2017
Vote
Ordered to be Reported by the Yeas and Nays: 43 - 17.
Source: Committee
15 November 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
23 February 2018
Calendars
Placed on the Union Calendar, Calendar No. 434.
Source: Calendars
23 February 2018
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-574.
Source: Committee
23 February 2018
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-574.
Source: Committee
26 February 2018
Reported
Rules Committee Resolution H. Res. 747 Reported to House. Rule provides for consideration of H.R. 4296 and H.R. 4607. Rule provides for consideration of H.R. 4296 and H.R. 4607 under closed rules with one hour of debate equally divided and controlled by the Chair and Ranking Member of the Committee on Financial Services for each measure.
Source: Floor
27 February 2018
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
27 February 2018
Vote
On passage Passed by the Yeas and Nays: 245 - 169 (Roll no. 89). (text of amendment in the nature of a substitute: CR H1308)
Source: Floor
27 February 2018
Vote
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 245 - 169 (Roll no. 89).(text of amendment in the nature of a substitute: CR H1308)
Source: Floor
27 February 2018
Vote
On motion to recommit with instructions Failed by the Yeas and Nays: 185 - 228 (Roll no. 88).
Source: Floor
27 February 2018
Floor
The previous question on the motion to recommit with instructions was ordered without objection.
Source: Floor
27 February 2018
Floor
Rule provides for consideration of H.R. 4296 and H.R. 4607. Rule provides for consideration of H.R. 4296 and H.R. 4607 under closed rules with one hour of debate equally divided and controlled by the Chair and Ranking Member of the Committee on Financial Services for each measure.
Source: Floor
27 February 2018
Floor
Ms. Waters, Maxine moved to recommit with instructions to the Committee on Financial Services. (text: CR H1314-1315)
Source: Floor
27 February 2018
Floor
The previous question was ordered pursuant to the rule.
Source: Floor
27 February 2018
Floor
Considered under the provisions of rule H. Res. 747. (consideration: CR H1308-1317)
Source: Floor
28 February 2018
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
Votes
27 February 2018 · passed · On Passage · Passed · Official source
Yes 245 · No 169 · Abstain — · Absent/not voting 16
- Rep. Ferguson, A. Drew, IV [R-GA-3]Yea
- Rep. McEachin, A. Donald [D-VA-4]Nay
- Rep. Hastings, Alcee L. [D-FL-20]Nay
- Rep. Kinzinger, Adam [R-IL-16]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
27 February 2018 · failed · On Motion to Recommit with Instructions · Failed · Official source
Yes 185 · No 228 · Abstain — · Absent/not voting 17
- Rep. Ferguson, A. Drew, IV [R-GA-3]Nay
- Rep. McEachin, A. Donald [D-VA-4]Yea
- Rep. Hastings, Alcee L. [D-FL-20]Yea
- Rep. Kinzinger, Adam [R-IL-16]Nay
Showing the first 4 recorded positions. Vote totals above are complete.
Versions
- Referred in Senate · 28 February 2018 · Download file
- Engrossed in House · 27 February 2018 · Download file
- Reported in House · 23 February 2018 · Download file
- Introduced in House · 8 November 2017 · Download file
Documents
11 official files
Referred in Senate (text)
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Referred in Senate (text)
Referred in Senate · EN · 28 February 2018
Referred in Senate (PDF)
Referred in Senate · EN · 28 February 2018
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Engrossed in House (text)
Engrossed in House · EN · 27 February 2018
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Engrossed in House (PDF)
Engrossed in House · EN · 27 February 2018
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Passed House amended
summary · EN · 27 February 2018
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Reported in House (text)
Reported in House · EN · 23 February 2018
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Reported in House (PDF)
Reported in House · EN · 23 February 2018
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Reported to House with amendment(s)
summary · EN · 23 February 2018
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Introduced in House (text)
Introduced in House · EN · 8 November 2017
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Introduced in House (PDF)
Introduced in House · EN · 8 November 2017
ViewDownloadOpen at official source
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 8 November 2017
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Luetkemeyer, Blaine [R-MO-3] · R · Sponsor
- Rep. Meeks, Gregory W. [D-NY-5] · D · Sponsor
- Rep. Sessions, Pete [R-TX-17] · R · Cosponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
- related to → Financial CHOICE Act of 2017
- related to ← Providing for consideration of the bill (H.R. 4296) to place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency, and providing for consideration of the bill (H.R. 4607) to amend the Economic Growth and Regulatory Paperwork Reduction Act of 1996 to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on covered persons, and for other purposes.
- amends ← Pursuant to the provisions of H.Res. 748, an amendment in the nature of a substitute consisting of the text of Rules Committee Print 115-60, modified by the amendment printed in Part A of the Rules Committee report, shall be considered as adopted.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/4296
- Open data entity: https://api.congress.gov/v3/bill/115/hr/4296
- us · 115-hr-4296 · source updated 7 April 2025