United States · Bill · HR
H.R. 4414 (109th)
Overdraft Fee Notification Act
Introduced
18 November 2005
Last action
—
Status
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Sponsors
—
Subjects
Discovery layer
Source updated
15 August 2025
Summary
Overdraft Fee Notification Act - Amends the Electronic Fund Transfer Act to prohibit a financial institution from imposing a fee or charge for overdraft protection service unless it has disclosed such charge to the consumer before the completion of the transaction that would result in an overdraft. Sets forth disclosure requirements. Requires such an institution to disclose in periodic statements to the consumer the annual percentage rate which the overdraft fee represents.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 18 November 2005
Introduced in House (PDF)
Introduced in House · EN · 18 November 2005
Introduced in House
summary · EN · 18 November 2005
Sponsors
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Related records
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Sources
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- Official source: https://www.congress.gov/bill/109th-congress/house-bill/4414
- Open data entity: https://api.congress.gov/v3/bill/109/hr/4414