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United States · Bill · HR

H.R. 4462 (113th)

Housing Financial Literacy Act of 2014

referredUnited States· United States Congress· EN

Introduced

10 April 2014

Last action

10 April 2014 · Introduced

Status

Referred to the House Committee on Financial Services.

Sponsors

Rep. Beatty, Joyce [D-OH-3], Rep. Stivers, Steve [R-OH-15], Rep. Hinojosa, Ruben [D-TX-15], Rep. Waters, Maxine [D-CA-43], Rep. Maloney, Carolyn B. [D-NY-12], Rep. Clay, Wm. Lacy [D-MO-1], Rep. Meeks, Gregory W. [D-NY-5], Rep. Rangel, Charles B. [D-NY-15], Rep. Fudge, Marcia L. [D-OH-11], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Sánchez, Linda T. [D-CA-38], Rep. Cárdenas, Tony [D-CA-29], Rep. Sewell, Terri A. [D-AL-7], Rep. Connolly, Gerald E. [D-VA-11], Rep. Heck, Denny [D-WA-10], Rep. Swalwell, Eric [D-CA-15], Rep. Lee, Barbara [D-CA-12], Rep. Jackson Lee, Sheila [D-TX-18], Rep. Johnson, Eddie Bernice [D-TX-30], Rep. Edwards, Donna F. [D-MD-4], Rep. Ryan, Tim [D-OH-13], Rep. Johnson, Henry C. "Hank" [D-GA-4], Rep. Kaptur, Marcy [D-OH-9], Rep. Kelly, Robin L. [D-IL-2], Rep. McCarthy, Carolyn [D-NY-4], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Moore, Gwen [D-WI-4], Rep. Hahn, Janice [D-CA-44], Rep. Murphy, Patrick [D-FL-18], Rep. Larson, John B. [D-CT-1], Rep. Cartwright, Matt [D-PA-17]

Subjects

Housing

Source updated

12 August 2025

Housing

Official sourceDownload fileView documentsShare

Summary

Housing Financial Literacy Act of 2014 - Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development (HUD). Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal obligation. Sets the single mortgage insurance premium payment at 25 basis points lower than the premium payment amount otherwise established.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 10 April 2014

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 10 April 2014

    Introduced

    Sponsor introductory remarks on measure. (CR E570)

    Source: IntroReferral

  3. 10 April 2014

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 10 April 2014

    Introduced

    Introduced in House

    Source: IntroReferral

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 10 April 2014

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  • Introduced in House (PDF)

    Introduced in House · EN · 10 April 2014

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 10 April 2014

    Open at official source

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Sponsors

Related records

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Sources

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