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United States · Bill · HR

H.R. 4511 (113th)

Protecting Students From Automatic Default Act of 2014

referredUnited States· United States Congress· EN

Introduced

29 April 2014

Last action

29 April 2014 · Introduced

Status

Referred to the House Committee on Financial Services.

Sponsors

Rep. Bishop, Timothy H. [D-NY-1], Rep. McCarthy, Carolyn [D-NY-4], Rep. Hinojosa, Ruben [D-TX-15], Rep. Takano, Mark [D-CA-39], Rep. Bonamici, Suzanne [D-OR-1], Rep. Conyers, John, Jr. [D-MI-13], Rep. Fattah, Chaka [D-PA-2], Rep. Cummings, Elijah E. [D-MD-7], Rep. Bass, Karen [D-CA-37], Rep. Moran, James P. [D-VA-8], Sen. Welch, Peter [D-VT], Rep. Loebsack, David [D-IA-2], Rep. Courtney, Joe [D-CT-2], Rep. Clarke, Yvette D. [D-NY-9], Rep. Pingree, Chellie [D-ME-1], Rep. Titus, Dina [D-NV-1], Rep. Rangel, Charles B. [D-NY-15], Rep. Davis, Susan A. [D-CA-53], Rep. McGovern, James P. [D-MA-2], Rep. Maloney, Carolyn B. [D-NY-12], Rep. Higgins, Brian [D-NY-26], Rep. Slaughter, Louise McIntosh [D-NY-25], Rep. Garamendi, John [D-CA-8], Rep. Enyart, William L. [D-IL-12], Rep. Tierney, John F. [D-MA-6], Rep. Capuano, Michael E. [D-MA-8], Rep. Peters, Scott H. [D-CA-50], Rep. Yarmuth, John A. [D-KY-3], Rep. Perlmutter, Ed [D-CO-7], Rep. Langevin, James R. [D-RI-2], Rep. DeLauro, Rosa L. [D-CT-3], Rep. Shea-Porter, Carol [D-NH-1]

Subjects

Education

Source updated

12 August 2025

Education

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Summary

Protecting Students From Automatic Default Act of 2014 - Amends the Truth in Lending Act to require a private educational lender to notify a borrower immediately if, upon receiving notification of the death or bankruptcy of a cosigner jointly liable for the private education loan, the lender deems the borrower to be in default, changes the terms of the loan, or accelerates the loan's repayment terms. Requires a private educational lender to give a borrower at least 90 days after such a notification to identify a new cosigner for that loan. Retains the lender's right to renegotiate loan terms based on the creditworthiness of the new cosigner.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 29 April 2014

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 29 April 2014

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 29 April 2014

    Introduced

    Introduced in House

    Source: IntroReferral

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 29 April 2014

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  • Introduced in House (PDF)

    Introduced in House · EN · 29 April 2014

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  • Introduced in House

    summary · EN · 29 April 2014

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Sponsors

Related records

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Sources

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