United States · Bill · HR
H.R. 4545 (115th)
Financial Institutions Examination Fairness and Reform Act
Introduced
4 December 2017
Last action
19 March 2018 · Introduced
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Rep. Tipton, Scott R. [R-CO-3], Rep. Maloney, Carolyn B. [D-NY-12], Rep. Hultgren, Randy [R-IL-14], Rep. Zeldin, Lee M. [R-NY-1], Rep. Pittenger, Robert [R-NC-9], Rep. Gottheimer, Josh [D-NJ-5], Rep. Lucas, Frank D. [R-OK-3], Rep. Messer, Luke [R-IN-6]
Subjects
Discovery layer
Source updated
7 April 2025
Summary
Financial Institutions Examination Fairness and Reform Act This bill amends the Federal Financial Institutions Examination Council Act of 1978 to: set deadlines for final examination reports and exit interviews of a financial institution by a federal financial regulatory agency, and establish the Office of Independent Examination Review to adjudicate appeals and investigate complaints from financial institutions concerning examination reports. The bill also requires the establishment of an independent internal agency appellate process at the Consumer Financial Protection Bureau (CFPB) for the review of supervisory determinations made at institutions supervised by the CFPB.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
4 December 2017
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
4 December 2017
Introduced
Introduced in House
Source: IntroReferral
4 December 2017
Introduced
Introduced in House
Source: IntroReferral
12 December 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
13 December 2017
Vote
Ordered to be Reported by the Yeas and Nays: 50 - 10.
Source: Committee
13 December 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
6 March 2018
Calendars
Placed on the Union Calendar, Calendar No. 447.
Source: Calendars
6 March 2018
Reported
Reported by the Committee on Financial Services. H. Rept. 115-589.
Source: Committee
6 March 2018
Reported
Reported by the Committee on Financial Services. H. Rept. 115-589.
Source: Committee
13 March 2018
Reported
Rules Committee Resolution H. Res. 773 Reported to House. Rule provides for consideration of H.R. 4545, H.R. 1116 and H.R. 4263. Rule provides for consideration of H.R. 4545 under a structured rule, and makes in order amendments printed in the report, with one motion to recommit with or without instructions. Rule also provides for consideration of H.R. 1116 and H.R. 4263 under closed rules. The rule provides for one hour of debate equally divided and controlled by the Chair and Ranking Minority Member of the Committee on Financial Services for each measure, and one motion to recommit with or without instructions for each measure.
Source: Floor
15 March 2018
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
15 March 2018
Vote
On passage Passed by the Yeas and Nays: 283 - 133 (Roll no. 112).
Source: Floor
15 March 2018
Vote
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 283 - 133 (Roll no. 112).
Source: Floor
15 March 2018
Floor
The previous question was ordered on the amendment and the bill without objection.
Source: Floor
15 March 2018
Passed
ORDER OF BUSINESS - Mr. Hensarling asked unanimous consent that the question of adopting amendment No. 1 printed in Part B of House Report 115-595 to H.R.4545 may be subject to postponement as though under clause 8 of rule 20. Agreed to without objection.
Source: Floor
15 March 2018
Reported
Considered under the provisions of rule H. Res. 773. (consideration: CR H1624-1634; text of measure as reported in House: CR H1624-1625)
Source: Floor
19 March 2018
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
Votes
15 March 2018 · passed · On Passage · Passed · Official source
Yes 283 · No 133 · Abstain — · Absent/not voting 14
- Rep. Ferguson, A. Drew, IV [R-GA-3]Yea
- Rep. McEachin, A. Donald [D-VA-4]Nay
- Rep. Hastings, Alcee L. [D-FL-20]Nay
- Rep. Kinzinger, Adam [R-IL-16]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
Versions
- Referred in Senate · 19 March 2018 · Download file
- Engrossed in House · 15 March 2018 · Download file
- Reported in House · 6 March 2018 · Download file
- Introduced in House · 4 December 2017 · Download file
Documents
11 official files
Referred in Senate (text)
This file cannot be previewed here. Use View or Download.
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Referred in Senate (text)
Referred in Senate · EN · 19 March 2018
Referred in Senate (PDF)
Referred in Senate · EN · 19 March 2018
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed in House (text)
Engrossed in House · EN · 15 March 2018
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed in House (PDF)
Engrossed in House · EN · 15 March 2018
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Passed House amended
summary · EN · 15 March 2018
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Reported in House (text)
Reported in House · EN · 6 March 2018
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Reported in House (PDF)
Reported in House · EN · 6 March 2018
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Reported to House without amendment
summary · EN · 6 March 2018
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House (text)
Introduced in House · EN · 4 December 2017
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House (PDF)
Introduced in House · EN · 4 December 2017
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 4 December 2017
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Tipton, Scott R. [R-CO-3] · R · Sponsor
- Rep. Maloney, Carolyn B. [D-NY-12] · D · Sponsor
- Rep. Hultgren, Randy [R-IL-14] · R · Cosponsor
- Rep. Zeldin, Lee M. [R-NY-1] · R · Cosponsor
- Rep. Pittenger, Robert [R-NC-9] · R · Cosponsor
- Rep. Gottheimer, Josh [D-NJ-5] · D · Cosponsor
- Rep. Lucas, Frank D. [R-OK-3] · R · Cosponsor
- Rep. Messer, Luke [R-IN-6] · R · Cosponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
- related to → Financial Institutions Examination Fairness and Reform Act
- related to → Financial CHOICE Act of 2017
- related to ← Providing for consideration of the bill (H.R. 4545) to amend the Federal Financial Institutions Examination Council Act of 1978 to improve the examination of depository institutions, and for other purposes; providing for consideration of the bill (H.R. 1116) to require the Federal financial institutions regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions, and for other purposes; and providing for consideration of the bill (H.R. 4263) to amend the Securities Act of 1933 with respect to small company capital formation, and for other purposes.
- related to ← Interior, Environment, Financial Services and General Government, Agriculture, Rural Development, Food and Drug Administration, and Transportation, Housing and Urban Development Appropriations Act, 2019
- related to ← Protecting American Taxpayers and Homeowners Act of 2018
- amends ← Pursuant to the provisions of H.Res. 773, the amendment printed in Part A of the Rules Committee report is considered as adopted.
- amends ← Amendment sought to narrow the applicability of the bill's additional appeal process from applying to all financial institutions regardless of their size, including global banks and payday lenders, to only small, community banks and credit unions with less than $10 billion in assets.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/4545
- Open data entity: https://api.congress.gov/v3/bill/115/hr/4545
- us · 115-hr-4545 · source updated 7 April 2025