Fair Credit Reporting Act Amendments of 2000

Summary

Fair Credit Reporting Act Amendments of 2000 - Amends the Fair Credit Reporting Act (FCRA) to mandate that, upon consumer request, a consumer reporting agency: (1) furnish an annual credit report free of charge; and (2) disclose credit risk scores or other predictors contained in the consumer's file, including the factors and relative weights taken into account, and the extent to which such factors raise or lower the score or predictor. (Currently such disclosures are prohibited). Prohibits the inclusion of certain small debts in a consumer report under specified circumstances. Directs the Board of Governors of the Federal Reserve System and the Federal Trade Commission to: (1) monitor and review the extent to which consumer reporting agencies and purveyors of information to such agencies comply with FCRA requirements for the prompt investigation of matters in dispute and the prompt correction of inaccurate or incomplete information, or information that cannot be verified; and (2) present a progress report to Congress.

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3 official files

• Introduced in House (text)

  Introduced in House · EN · 13 June 2000

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• Introduced in House (PDF)

  Introduced in House · EN · 13 June 2000

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• Introduced in House

  summary · EN · 13 June 2000

  Open at official source

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