PoliticalRepoPoliticalRepo

United States · Bill · HR

H.R. 4806 (102nd)

Consumers Credit Protection Amendments of 1992

referredUnited States· United States Congress· EN

Introduced

8 April 1992

Last action

15 April 1992 · Referred

Status

Referred to the Subcommittee on Consumer Affairs and Coinage.

Sponsors

Rep. Blackwell, Lucien E. [D-PA-2], Rep. Towns, Edolphus [D-NY-11], Del. Norton, Eleanor Holmes [D-DC-At Large]

Subjects

Discovery layer

Source updated

26 August 2025

Summary

Consumers Credit Protection Amendments of 1992 - Amends the Fair Credit Reporting Act to require, when a consumer with a good credit history loses a job due to any recession or the transfer of a job to a foreign country, reporting of the consumer's rating prior to the job loss and a statement that it is reasonable to assume that the consumer's rating would be good or satisfactory but for the loss of employment due to factors beyond the control of the consumer. Prohibits reporting of information more than three years old regarding an account placed for collection if the account is subsequently paid.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 8 April 1992

    Introduced

    Introduced in House

    Source: IntroReferral

  2. 8 April 1992

    Introduced

    Referred to the House Committee on Banking, Finance + Urban Affrs.

    Source: IntroReferral

  3. 8 April 1992

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 15 April 1992

    Referred

    Referred to the Subcommittee on Consumer Affairs and Coinage.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

2 official files

Introduced in House (text)

View fileDownload file

Sponsors

Related records

No cross-record relationships stored yet.

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.