United States · Bill · HR
H.R. 4806 (102nd)
Consumers Credit Protection Amendments of 1992
Introduced
8 April 1992
Last action
15 April 1992 · Referred
Status
Referred to the Subcommittee on Consumer Affairs and Coinage.
Sponsors
Rep. Blackwell, Lucien E. [D-PA-2], Rep. Towns, Edolphus [D-NY-11], Del. Norton, Eleanor Holmes [D-DC-At Large]
Subjects
Discovery layer
Source updated
26 August 2025
Summary
Consumers Credit Protection Amendments of 1992 - Amends the Fair Credit Reporting Act to require, when a consumer with a good credit history loses a job due to any recession or the transfer of a job to a foreign country, reporting of the consumer's rating prior to the job loss and a statement that it is reasonable to assume that the consumer's rating would be good or satisfactory but for the loss of employment due to factors beyond the control of the consumer. Prohibits reporting of information more than three years old regarding an account placed for collection if the account is subsequently paid.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
8 April 1992
Introduced
Introduced in House
Source: IntroReferral
8 April 1992
Introduced
Referred to the House Committee on Banking, Finance + Urban Affrs.
Source: IntroReferral
8 April 1992
Introduced
Introduced in House
Source: IntroReferral
15 April 1992
Referred
Referred to the Subcommittee on Consumer Affairs and Coinage.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · undated · Official file
Documents
2 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN
Introduced in House
summary · EN · 8 April 1992
Sponsors
- Rep. Blackwell, Lucien E. [D-PA-2] · D · Sponsor
- Rep. Towns, Edolphus [D-NY-11] · D · Cosponsor
- Del. Norton, Eleanor Holmes [D-DC-At Large] · D · Cosponsor
- · hsba00 · Standing
Related records
No cross-record relationships stored yet.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/102nd-congress/house-bill/4806
- Open data entity: https://api.congress.gov/v3/bill/102/hr/4806
- us · 102-hr-4806 · source updated 26 August 2025