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United States · Bill · HR

H.R. 5114 (111th)

Flood Insurance Reform Priorities Act of 2010

referredUnited States· United States Congress· EN

Introduced

22 April 2010

Last action

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Status

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsors

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Subjects

Discovery layer

Source updated

7 April 2025

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Summary

Flood Insurance Reform Priorities Act of 2010 - Amends the National Flood Insurance Act of 1968 (NFIA) to extend through FY2015 the National Flood Insurance Program and the Pilot Program for Mitigation of Severe Repetitive Loss Properties. Increases maximum coverage limits. Provides a phase-in of actuarial rates for nonresidential properties and non-primary residences. Amends the Flood Disaster Protection Act of 1973 (FDPA) to delay the effective date for the mandatory purchase of flood insurance for certain areas not previously designated as having special flood hazards. Amends NFIA to set forth a five-year phase-in of flood insurance rates for newly mapped areas not previously designated as having special flood hazards. Increases the annual limitation on premium increases. Considers any community that has made adequate progess on reconstruction or improvement of a flood protection system eligible for flood insurance premium rates not exceeding those which would be applicable if the flood protection system had been completed. States that, upon completion of certain flood protection projects, a covered area: (1) shall not be considered as having special flood hazards; and (2) shall be eligible for flood insurance. Amends the FDPA to require the Administrator of the Federal Emergency Management Agency (FEMA) to notify tenants: (1) whether property is located in an area having special flood hazards; and (2) that flood insurance for dwelling contents is available, including the maximum amount of such coverage. Authorizes such Administrator to make grants to local governmental agencies in communities that participate in the national flood insurance program to implement outreach activities to encourage the purchase of flood insurance protection. Authorizes the FEMA Administrator to employ additional staff. Directs the Secretary of Housing and Urban Development (HUD) and the FEMA Administrator to develop and implement jointly a plan to verify that persons receiving funds under the Homeowner Grant Assistance Program of the state of Mississippi or the Road Home Program of the state of Louisiana from specified allocations are maintaining flood insurance on the property for which they receive such funds. Establishes the Office of the Flood Insurance Advocate. Directs the Comptroller General to study and report to Congress on: (1) the impact, effectiveness, feasibility, and constitutional basis for extending mandatory flood insurance coverage purchase requirements to property which is located in any area having special flood hazards and which secures certain loan repayments; and (2) potential methods, practices, and incentives that would increase the extent to which low-income families owning residential properties located within special flood hazards areas would purchase flood insurance coverage under the national program. Requires the Administrator to study and report to Congress on including widely used and nationally recognized building codes as part of floodplain management criteria.

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Documents

11 official files

Referred in Senate (text)

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Sources

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