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United States · Bill · HR

H.R. 5287 (116th)

Fair Student Loan Debt Collection Practices Act

referredUnited States· United States Congress· EN

Introduced

3 December 2019

Last action

Status

Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.

Sponsors

Subjects

Discovery layer

Source updated

21 July 2025

Summary

Fair Student Loan Debt Collection Practices Act This bill prohibits a debt collector from collecting on federal student loan debt owed by a borrower earning under a certain income. Specifically, a federal student loan debt collector may not attempt to collect if a borrower would qualify for a zero-dollar payment under an income-driven repayment plan. Additionally, a debt collector may not attempt to collect an amount greater than the payment the borrower would owe under such a plan.

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Documents

3 official files

Introduced in House (text)

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Sources

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