Health Insurance Fairness Act of 1992

Summary

Health Insurance Fairness Act of 1992 - Amends the Social Security Act (SSA) to add a new title XXI, Health Plan Standards. Prohibits an individual health plan, and any person which issues such a plan, from denying, limiting, or conditioning coverage of benefits for an individual, or varying premiums charged, based on the individual's health status or claims experience, except that plans may, for a limited period, exclude coverage of services related to treatment of a preexisting condition. Sets forth similar prohibitions with respect to group health plans. Outlines general requirements for health plans issued to small employers, as well as requirements related to restrictions on rating practices. Requires individual and group plans to be certified by the Secretary of Health and Human Services or approved by a State regulatory program before such plans may be issued. Requires the Secretary to establish specific standards that incorporate the requirements of this Act for individual and group health plans. Provides for establishment of a toll-free telephone information system to: (1) handle the receipt and disposition of consumer complaints regarding plan compliance with applicable standards; and (2) provide information to small employers about insurers that offer health plans meeting such standards. Amends the Internal Revenue Code to impose an excise tax on issuers of plans that do not meet applicable standards established under this Act. Sets forth a formula for determining the amount of such tax. Requires the General Accounting Office to study and report to the Congress on the impact of the standards for rating practices for small group health insurance on the availability and price of insurance offered to small employers.

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Timeline

1. 25 June 1992

   Introduced

   Referred to the House Committee on Energy and Commerce.

   Source: IntroReferral

2. 25 June 1992

   Introduced

   Introduced in House

   Source: IntroReferral

3. 25 June 1992

   Introduced

   Introduced in House

   Source: IntroReferral

4. 20 July 1992

   Referred

   Referred to the Subcommittee on Commerce, Consumer Protection and Competitiveness.

   Source: Committee

Votes

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Versions

• Introduced in House · — · Download file

Documents

2 official files

• Introduced in House (text)

  Introduced in House · EN

  ViewDownloadOpen at official source

• Introduced in House

  summary · EN · 25 June 1992

  Open at official source

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Sponsors

• Sen. Durbin, Richard J. [D-IL] · D · Sponsor
• Rep. Rangel, Charles B. [D-NY-15] · D · Sponsor
• Rep. Frost, Martin [D-TX-24] · D · Cosponsor
• Rep. Zeliff, William H., Jr. [R-NH-1] · R · Cosponsor
• Rep. Kaptur, Marcy [D-OH-9] · D · Cosponsor
• Rep. Atkins, Chester G. [D-MA-5] · D · Cosponsor
• · hsif00 · Standing
• · hswm00 · Standing

Related records

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