United States · Bill · HR
H.R. 5710 (118th)
Student Loan Refinancing and Recalculation Act
Introduced
26 September 2023
Last action
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Status
Referred to the House Committee on Education and the Workforce.
Sponsors
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Subjects
Discovery layer
Source updated
21 July 2025
Summary
Student Loan Refinancing and Recalculation Act This bill provides for the refinancing or deferral of certain federal student loans. Specifically, the bill directs the Department of Education to establish a program to refinance the outstanding principal, interest, and late charges on federal student loans in order to give borrowers fixed interest rates equal to the 10-year Treasury note rate plus one percentage point. Further, the bill eliminates origination fees on the loans. In addition, the bill allows borrowers in medical, veterinary, or dental internship or residency programs to defer student loan payments until the completion of their programs. The bill also terminates interest capitalization for federal student loans.
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Versions
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 26 September 2023
Introduced in House (PDF)
Introduced in House · EN · 26 September 2023
Introduced in House
summary · EN · 26 September 2023
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/118th-congress/house-bill/5710
- Open data entity: https://api.congress.gov/v3/bill/118/hr/5710