Military Family Home Protection Act

Summary

Military Family Home Protection Act - Amends the Servicemembers Civil Relief Act to allow a court, in an action to enforce an obligation on real or personal property secured by a mortgage against a servicemember on active duty, a totally disabled veteran, or the surviving spouse of a member who died during military service, to either: (1) stay the proceedings for a period of time as justice and equity require, or (2) adjust the obligation to preserve the interests of all parties. Prohibits the sale, foreclosure, or seizure of the subject property for the service period, as well as the 12-month period after: (1) the servicemember is discharged or redeployed from a contingency operation, (2) the veteran is retired, or (3) the death of the servicemember (in the case of a surviving spouse). Increases the civil penalties for violations of the sale or foreclosure prohibitions. Prohibits an individual from being denied or refused credit solely by reason of eligibility for relief under this Act. Requires each lending institution acting as a creditor to such servicemember, veteran, or surviving spouse to designate an employee responsible for ensuring the institution's compliance with the requirements of this Act. Requires any such institution that had prior annual assets of $10 billion or more to maintain on its primary website a toll-free number for information with respect to the protections afforded under this Act.

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Timeline

1. 15 May 2012

   Introduced

   Referred to the House Committee on Veterans' Affairs.

   Source: IntroReferral

2. 15 May 2012

   Introduced

   Introduced in House

   Source: IntroReferral

3. 15 May 2012

   Introduced

   Introduced in House

   Source: IntroReferral

4. 29 May 2012

   Referred

   Referred to the Subcommittee on Economic Opportunity.

   Source: Committee

5. 21 June 2012

   Committee

   Subcommittee Hearings Held.

   Source: Committee

6. 28 June 2012

   Committee

   Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote .

   Source: Committee

7. 28 June 2012

   Committee

   Subcommittee Consideration and Mark-up Session Held.

   Source: Committee

8. 11 July 2012

   Reported

   Ordered to be Reported (Amended) by Voice Vote.

   Source: Committee

9. 11 July 2012

   Committee

   Committee Consideration and Mark-up Session Held.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 15 May 2012 · Official file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 15 May 2012

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 15 May 2012

  ViewDownloadOpen at official source

• Introduced in House

  summary · EN · 15 May 2012

  Open at official source

Sponsors

• ELIJAH CUMMINGS · D · Sponsor
• Rep. Filner, Bob [D-CA-51] · D · Sponsor
• Rep. Smith, Adam [D-WA-9] · D · Sponsor
• Rep. Tierney, John F. [D-MA-6] · D · Sponsor
• Rep. Brown, Corrine [D-FL-5] · D · Sponsor
• Gerald Connolly · D · Sponsor
• Rep. Michaud, Michael H. [D-ME-2] · D · Sponsor
• Rep. Braley, Bruce L. [D-IA-1] · D · Sponsor
• Sen. Donnelly, Joe [D-IN] · D · Sponsor
• John Yarmuth · D · Sponsor
• G. K. Butterfield · D · Cosponsor
• Timothy Walz · D · Cosponsor
• David Cicilline · D · Cosponsor
• Rep. Rothman, Steven R. [D-NJ-9] · D · Cosponsor
• · hsvr00 · Standing

Related records

• related to ← Military Family Home Protection Act