Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023

Summary

Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023 or the OPTIONS Act of 2023 This bill allows a high-deductible health plan (HDHP) to provide up to $500 of mental health benefits before the annual deductible is met as part of its plan benefits and still be classified as an HDHP.  Under current law, to be considered health savings account-eligible, an HDHP must have a deductible above a certain minimum threshold amount, which is adjusted annually. For 2024, a health plan's annual deductible must be at least $1,600 for self-only coverage and $3,200 for family coverage to qualify as an HDHP. 

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Timeline

1. 27 September 2023

   Introduced

   Referred to the House Committee on Ways and Means.

   Source: IntroReferral

2. 27 September 2023

   Introduced

   Introduced in House

   Source: IntroReferral

3. 27 September 2023

   Introduced

   Introduced in House

   Source: IntroReferral

4. 17 December 2024

   Referred

   Referred to the Subcommittee on Health.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 27 September 2023 · Official file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 27 September 2023

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 27 September 2023

  ViewDownloadOpen at official source

• Introduced in House

  summary · EN · 27 September 2023

  Open at official source

Sponsors

• Rep. Fitzpatrick, Brian K. [R-PA-1] · R · Sponsor
• David Trone · D · Sponsor
• · hswm00 · Standing

Related records

• related to → HSA Modernization Act of 2023