504 Program Risk Oversight Act

Summary

504 Program Risk Oversight Act This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program. The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery. The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.

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Timeline

1. 17 October 2025

   Introduced

   Referred to the House Committee on Small Business.

   Source: IntroReferral

2. 17 October 2025

   Introduced

   Introduced in House

   Source: IntroReferral

3. 17 October 2025

   Introduced

   Introduced in House

   Source: IntroReferral

4. 18 November 2025

   Vote

   Ordered to be Reported by the Yeas and Nays: 27 - 0.

   Source: Committee

5. 18 November 2025

   Committee

   Committee Consideration and Mark-up Session Held

   Source: Committee

6. 12 December 2025

   Calendars

   Placed on the Union Calendar, Calendar No. 352.

   Source: Calendars

7. 12 December 2025

   Reported

   Reported by the Committee on Small Business. H. Rept. 119-404.

   Source: Committee

8. 12 December 2025

   Reported

   Reported by the Committee on Small Business. H. Rept. 119-404.

   Source: Committee

9. 20 January 2026

   Floor

   DEBATE - The House proceeded with forty minutes of debate on H.R. 5788.

   Source: Floor

10. 20 January 2026

    Floor

    Considered under suspension of the rules. (consideration: CR H932-934)

    Source: Floor

11. 20 January 2026

    Floor

    Mr. Williams (TX) moved to suspend the rules and pass the bill.

    Source: Floor

12. 20 January 2026

    Passed

    Motion to reconsider laid on the table Agreed to without objection.

    Source: Floor

13. 20 January 2026

    Passed

    On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)

    Source: Floor

14. 20 January 2026

    Passed

    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)

    Source: Floor

15. 26 January 2026

    Introduced

    Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

    Source: IntroReferral

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

5 official files

• Referred in Senate

  Referred in Senate · EN · 26 January 2026

  ViewDownloadOpen at official source

• Engrossed in House

  Engrossed in House · EN · 20 January 2026

  ViewDownloadOpen at official source

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• Reported in House

  Reported in House · EN · 12 December 2025

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• Reported to House

  summary · EN · 12 December 2025

  Open at official source

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• Introduced in House

  Introduced in House · EN · 17 October 2025

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  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Tran, Derek [D-CA-45] · D · Sponsor
• Rep. Patronis, Jimmy [R-FL-1] · R · Sponsor
• Rep. Cisneros, Gilbert Ray [D-CA-31] · D · Cosponsor
• Rep. Goodlander, Maggie [D-NH-2] · D · Cosponsor
• · sssb00 · Standing
• · hssm00 · Standing

Related records

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