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United States · Bill · HR

H.R. 5884 (112th)

Homeownership Preservation Education Act of 2012

referredUnited States· United States Congress· EN

Introduced

1 June 2012

Last action

11 July 2012 · Referred

Status

Referred to the Subcommittee on Insurance, Housing and Community Opportunity.

Sponsors

Rep. Bass, Karen [D-CA-37], Rep. Dold, Robert J. [R-IL-10], Rep. Gutierrez, Luis V. [D-IL-4]

Subjects

Housing, Education

Source updated

14 August 2025

Housing · Education

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Summary

Homeownership Preservation Education Act of 2012 - Directs the Secretary of Housing and Urban Development (HUD) to carry out a pilot program to evaluate the effectiveness, in reducing defaults on residential mortgages, of reducing up-front premiums for mortgage insurance made available by the Secretary pursuant to the National Housing Act for first-time homebuyers who complete a homeownership counseling program providing for one-on-one prepurchase counseling. Requires reduced premiums for mortgages secured by a 1- to 4-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund for a first-time homebuyer who completes a HUD-approved program of counseling on the responsibilities and financial management involved in homeownership that provides for one-on-one prepurchase counseling of the homebuyer by a HUD-approved nonprofit housing counseling agency.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 1 June 2012

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 1 June 2012

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 1 June 2012

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 11 July 2012

    Referred

    Referred to the Subcommittee on Insurance, Housing and Community Opportunity.

    Source: Committee

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 1 June 2012

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 1 June 2012

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 1 June 2012

    Open at official source

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Sponsors

Related records

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Sources

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