Small Business Lending for Jobs Act of 2012

Summary

Small Business Lending for Jobs Act of 2012 - Directs federal banking agencies to focus upon: (1) facilitating credit availability to customers of insured depository institutions, and (2) using regulatory policies and procedures that promote credit availability in a safe and sound manner in order to assist insured depository institutions to provide such credit and thus encourage business development and employment. Prohibits federal banking agencies from requiring or pressuring insured depository institutions to provide particular kinds of credit or on particular terms. Directs each federal banking agency to report to Congress an implementation plan addressing such foci. Establishes the Credit Availability Council to coordinate federal banking agency efforts in facilitating credit availability to insured depository institution customers. Authorizes an insured depository institution with assets of less than $10 billion, for purposes of capital calculation under the Financial Institutions Examination Council's Consolidated Reports of Condition and Income, to choose to amortize any loss or write-down, on a quarterly straight-line basis over a seven-year period, which it has incurred with respect to: (1) a loan secured by commercial real estate, or (2) other real estate owned. Directs the federal banking agencies to promulgate regulations permitting an insured depository institution to include all of its allowance for loan and lease losses when computing capital for purposes of satisfying risk-based capital requirements.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 27 June 2012

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 27 June 2012

   Introduced

   Sponsor introductory remarks on measure. (CR H4076)

   Source: IntroReferral

3. 27 June 2012

   Introduced

   Introduced in House

   Source: IntroReferral

4. 27 June 2012

   Introduced

   Introduced in House

   Source: IntroReferral

5. 1 October 2012

   Referred

   Referred to the Subcommittee on Financial Institutions and Consumer Credit.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 27 June 2012 · Download file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 27 June 2012

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 27 June 2012

  ViewDownloadOpen at official source

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• Introduced in House

  summary · EN · 27 June 2012

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Coffman, Mike [R-CO-6] · R · Sponsor
• Rep. Perlmutter, Ed [D-CO-7] · D · Sponsor
• · hsba00 · Standing

Related records

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