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United States · Bill · HR

H.R. 6363 (112th)

Credit Access and Inclusion Act

referredUnited States· United States Congress· EN

Introduced

10 September 2012

Last action

1 October 2012 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

James Renacci, Rep. Ellison, Keith [D-MN-5], Rep. Hinojosa, Ruben [D-TX-15], Rep. Jones, Walter B., Jr. [R-NC-3], Rep. Capuano, Michael E. [D-MA-8]

Subjects

Discovery layer

Source updated

14 August 2025

Summary

Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including: (1) consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number; (2) transactions or experiences between the consumer and the person furnishing the information; and (3) the performance of the consumer's obligations under a real property lease, a subscription agreement, or an account of a public utility service (subject to certain limitations).

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 10 September 2012

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 10 September 2012

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 10 September 2012

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 13 September 2012

    Committee

    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

    Source: Committee

  5. 1 October 2012

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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Leesvertaling

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  • Introduced in House (text)

    Introduced in House · EN · 10 September 2012

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 10 September 2012

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 10 September 2012

    Open at official source

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Sponsors

Related records

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Sources

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