United States · Bill · HR
H.R. 6363 (112th)
Credit Access and Inclusion Act
Introduced
10 September 2012
Last action
—
Status
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Sponsors
—
Subjects
Discovery layer
Source updated
14 August 2025
Summary
Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including: (1) consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number; (2) transactions or experiences between the consumer and the person furnishing the information; and (3) the performance of the consumer's obligations under a real property lease, a subscription agreement, or an account of a public utility service (subject to certain limitations).
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 10 September 2012
Introduced in House (PDF)
Introduced in House · EN · 10 September 2012
Introduced in House
summary · EN · 10 September 2012
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/112th-congress/house-bill/6363
- Open data entity: https://api.congress.gov/v3/bill/112/hr/6363