United States · Bill · HR
H.R. 6363 (116th)
Student Debt Emergency Relief Act
Introduced
23 March 2020
Last action
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Status
Referred to the Committee on Education and Labor, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sponsors
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Subjects
Discovery layer
Source updated
21 July 2025
Summary
Student Debt Emergency Relief Act This bill establishes and provides funds for federal student loan repayment assistance programs during a national emergency, including the public health emergency caused by the coronavirus (i.e., the virus that causes COVID-19). Specifically, the bill requires the Department of Education (ED) to make monthly payments for borrowers of Federal Direct Loans, Federal Family Education Loans, and Perkins Loans during a national emergency. ED must also pay any interest on such loans during the emergency. Additionally, ED must deem each month for which ED made a payment on behalf of the borrower as a qualifying payment for the purpose of certain loan forgiveness programs or loan rehabilitation programs; ensure that any payment on such a loan is treated as a regularly scheduled payment made by a borrower for the purpose of reporting information about the loan to a consumer reporting agency; notify borrowers, within 15 days and monthly thereafter, of the benefits provided by ED during the national emergency; and suspend all involuntary collections related to such loans, including wage garnishments, reductions of tax refunds, and reductions of certain federal benefit payments, such as Social Security. ED must (1) make monthly payments until authorized by Congress to terminate the program, (2) carry out a 90-day transition period, and (3) apply a minimum amount of payments to loans for each borrower. Payments made by ED as a result of a national emergency shall be excluded from the taxpayer's gross income. Interest shall not be capitalized during or after the national emergency.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 23 March 2020
Introduced in House (PDF)
Introduced in House · EN · 23 March 2020
Introduced in House
summary · EN · 23 March 2020
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Sources
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- Official source: https://www.congress.gov/bill/116th-congress/house-bill/6363
- Open data entity: https://api.congress.gov/v3/bill/116/hr/6363