United States · Bill · HR
H.R. 7288 (117th)
Affordable Loans for Any Student Act
Introduced
30 March 2022
Last action
30 March 2022 · Introduced
Status
Referred to the Committee on Education and Labor, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sponsors
Rep. DeLauro, Rosa L. [D-CT-3], Rep. Hayes, Jahana [D-CT-5], Rep. Scanlon, Mary Gay [D-PA-5], Rep. Peters, Scott H. [D-CA-50]
Subjects
Education
Source updated
21 January 2026
Summary
Affordable Loans for Any Student Act This bill addresses repayment options, loan disclosures, and loan counseling for student loans. The bill revises requirements concerning repayment options for student loan borrowers. For instance, the bill terminates interest capitalization and origination fees for Federal Direct Loans, provides assistance to low-income borrowers or borrowers who are delinquent on loan payments, and replaces the existing income-based repayment plans with two new plans. Under the new plans, borrowers may choose (1) a fixed repayment plan with equal monthly payments paid over a period of 10 years, or (2) an income-based repayment plan with monthly payments equal to 10% percent of their income above the poverty level. The income-based plan is capped at 20 years of payments. The bill also revises requirements concerning student loan disclosures and student loan counseling for borrowers. For instance, the bill requires the Department of Education to maintain online counseling tools that provide borrowers with entrance and exit student loan counseling.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
30 March 2022
Introduced
Referred to the Committee on Education and Labor, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
30 March 2022
Introduced
Introduced in House
Source: IntroReferral
30 March 2022
Introduced
Introduced in House
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Introduced in House · 30 March 2022 · Download file
Documents
3 official files
Introduced in House (text)
This file cannot be previewed here. Use View or Download.
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House (text)
Introduced in House · EN · 30 March 2022
Introduced in House (PDF)
Introduced in House · EN · 30 March 2022
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 30 March 2022
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. DeLauro, Rosa L. [D-CT-3] · D · Sponsor
- Rep. Hayes, Jahana [D-CT-5] · D · Sponsor
- Rep. Scanlon, Mary Gay [D-PA-5] · D · Sponsor
- Rep. Peters, Scott H. [D-CA-50] · D · Cosponsor
- · hsba00 · Standing
- · hsed00 · Standing
Related records
- related to → Affordable Loans for Any Student Act
- related to ← Student Debt Relief and College Affordability Act
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/117th-congress/house-bill/7288
- Open data entity: https://api.congress.gov/v3/bill/117/hr/7288
- us · 117-hr-7288 · source updated 21 January 2026