United States · Bill · HR
H.R. 823 (102nd)
Deposit Insurance Reform Amendments Act of 1991
Introduced
5 February 1991
Last action
—
Status
Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance.
Sponsors
—
Subjects
Discovery layer
Source updated
26 August 2025
Summary
Deposit Insurance Reform Amendments Act of 1991 - Title I: Purposes - Sets forth the purposes of this Act. Title II: Strengthening Deposit Insurance Fund - Amends the Federal Depost Insurance Act to include foreign deposits within the insurance assessment rate for depository institutions. Directs the Federal Deposit Insurance Corporation (FDIC) to establish risk-based insurance premiums for depository institutions according to prescribed guidelines. Prohibits the FDIC from determining on a pro rata or "pass through" basis the extent to which any deposit in an insured account is an insured deposit. Exempts certain pension and qualified retirement plans from such proscription. Mandates annual examinations of all insured depository institutions. Specifies exceptions.
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Documents
2 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN
Introduced in House
summary · EN · 5 February 1991
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Sources
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- Official source: https://www.congress.gov/bill/102nd-congress/house-bill/823
- Open data entity: https://api.congress.gov/v3/bill/102/hr/823