Fair Medical Debt Reporting Act

Summary

Fair Medical Debt Reporting Act This bill prohibits credit reporting agencies from including certain medical debt on a consumer report. Specifically, agencies may not include on a report medical debt that has not been placed for collection, medical debt that was placed for collection within a year prior to the report, or medical debt fully paid or settled within a certain period of time. Before a person provides information regarding a consumer's medical debt to a credit reporting agency, that person must notify the consumer of the restrictions regarding the reporting of medical debt and provide the consumer with details regarding the medical debt.

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Timeline

1. 6 October 2020

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 6 October 2020

   Introduced

   Introduced in House

   Source: IntroReferral

3. 6 October 2020

   Introduced

   Introduced in House

   Source: IntroReferral

Votes

No vote records are attached yet.

Versions

• Introduced in House · 6 October 2020 · Official file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 6 October 2020

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 6 October 2020

  ViewDownloadOpen at official source

• Introduced in House

  summary · EN · 6 October 2020

  Open at official source

Sponsors

• Mike Gallagher · R · Sponsor
• · hsba00 · Standing

Related records

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