United States · Bill · S
S. 1205 (116th)
Protections in Consumer Lending Act
Introduced
11 April 2019
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
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Subjects
Discovery layer
Source updated
9 December 2025
Summary
Protections in Consumer Lending Act This bill requires creditors to collect specified demographic information regarding applicants for certain credit transactions (e.g., automobile loans, credit cards, and payday loans) and the outcomes of these applications. The creditor must report this information to the Consumer Financial Protection Bureau (CFPB). The CFPB must use this information to determine whether a creditor is engaging in discriminatory practices and may take enforcement action.
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate (text)
Introduced in Senate · EN · 11 April 2019
Introduced in Senate (PDF)
Introduced in Senate · EN · 11 April 2019
Introduced in Senate
summary · EN · 11 April 2019
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/116th-congress/senate-bill/1205
- Open data entity: https://api.congress.gov/v3/bill/116/s/1205