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United States · Bill · S

S. 1799 (114th)

Community Bank Sensible Regulation Act of 2015

referredUnited States· United States Congress· EN

Introduced

16 July 2015

Last action

16 July 2015 · Introduced

Status

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5173-5174)

Sponsors

Sen. Collins, Susan M. [R-ME]

Subjects

Discovery layer

Source updated

12 August 2025

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Summary

Community Bank Sensible Regulation Act of 2015 This bill amends the following Acts governing insured depository institutions to authorize the respective regulatory agencies to exempt from their regulatory purview depository institutions having less than $10 billion in total assets after the agencies have considered specified factors: the Federal Deposit Insurance Act (insured depository institutions), the Revised Statutes (national banks), the Home Owners' Loan Act (savings associations, savings and loan holding companies, and mutual holding company), the Federal Reserve Act (state member banks), and the Bank Holding Company Act of 1956 (bank holding companies). When issuing an exemption from a provision or rule the regulatory agencies must consider the extent to which: the provision or rule would impose an unnecessary or undue burden or cost on the depository institution; the provision or rule is unnecessary or unwarranted to promote the safety and soundness of the depository institution; and the exemption is necessary, appropriate, or consistent with the public interest. The asset threshold of such depository institutions shall increase annually at a percentage equal to the percentage change in the total aggregate assets of insured depository institutions for each 12-month period ending in December of each year, rounded to the nearest $10 million.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 16 July 2015

    Introduced

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5173-5174)

    Source: IntroReferral

  2. 16 July 2015

    Introduced

    Introduced in Senate

    Source: IntroReferral

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in Senate (text)

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  • Introduced in Senate (text)

    Introduced in Senate · EN · 16 July 2015

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  • Introduced in Senate (PDF)

    Introduced in Senate · EN · 16 July 2015

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  • Introduced in Senate

    summary · EN · 16 July 2015

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Sponsors

Related records

Sources

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