United States · Bill · S
S. 2123 (109th)
FHA Manufactured Housing Loan Modernization Act of 2005
Introduced
16 December 2005
Last action
4 April 2006 · Committee
Status
Committee on Banking, Housing, and Urban Affairs Subcommittee on Housing, Transportation and Community Development. Hearings held. With printed Hearing: S.Hrg. 109-994.
Sponsors
Sen. Allard, Wayne [R-CO], Sen. Bayh, Evan [D-IN], Sen. Martinez, Mel [R-FL], Sen. Dole, Elizabeth [R-NC], Sen. Chambliss, Saxby [R-GA], Sen. Johnson, Tim [D-SD], Sen. Lincoln, Blanche L. [D-AR], Sen. Nelson, Bill [D-FL], Sen. Isakson, Johnny [R-GA], Sen. Alexander, Lamar [R-TN], Sen. Stabenow, Debbie [D-MI]
Subjects
Housing
Source updated
10 January 2026
Summary
FHA Manufactured Housing Loan Modernization Act of 2005 - Amends the National Housing Act with respect to Federal Housing Administration (FHA) housing loan insurance for manufactured homes (or lots for such homes) to: (1) exempt such loans from certain financial institution portfolio limits; (2) establish loan-to-value ratio and downpayment requirements; (3) provide that any such contract shall be conclusive evidence of an institution's insurance eligibility; (4) increase loan limits; (5) set forth borrower premium charges; and (6) direct the Secretary of Housing and Urban Development to establish underwriting criteria that will ensure the manufactured housing program's financial soundness.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
16 December 2005
Introduced
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
16 December 2005
Introduced
Introduced in Senate
Source: IntroReferral
4 April 2006
Committee
Committee on Banking, Housing, and Urban Affairs Subcommittee on Housing, Transportation and Community Development. Hearings held. With printed Hearing: S.Hrg. 109-994.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in Senate · 16 December 2005 · Download file
Documents
3 official files
Introduced in Senate (text)
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Introduced in Senate (text)
Introduced in Senate · EN · 16 December 2005
Introduced in Senate (PDF)
Introduced in Senate · EN · 16 December 2005
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Introduced in Senate
summary · EN · 16 December 2005
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Sen. Allard, Wayne [R-CO] · R · Sponsor
- Sen. Bayh, Evan [D-IN] · D · Sponsor
- Sen. Martinez, Mel [R-FL] · R · Sponsor
- Sen. Dole, Elizabeth [R-NC] · R · Cosponsor
- Sen. Chambliss, Saxby [R-GA] · R · Cosponsor
- Sen. Johnson, Tim [D-SD] · D · Cosponsor
- Sen. Lincoln, Blanche L. [D-AR] · D · Cosponsor
- Sen. Nelson, Bill [D-FL] · D · Cosponsor
- Sen. Isakson, Johnny [R-GA] · R · Cosponsor
- Sen. Alexander, Lamar [R-TN] · R · Cosponsor
- Sen. Stabenow, Debbie [D-MI] · D · Cosponsor
- · ssbk00 · Standing
Related records
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/109th-congress/senate-bill/2123
- Open data entity: https://api.congress.gov/v3/bill/109/s/2123
- us · 109-s-2123 · source updated 10 January 2026