United States · Bill · S
S. 2123 (109th)
FHA Manufactured Housing Loan Modernization Act of 2005
Introduced
16 December 2005
Last action
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Status
Committee on Banking, Housing, and Urban Affairs Subcommittee on Housing, Transportation and Community Development. Hearings held. With printed Hearing: S.Hrg. 109-994.
Sponsors
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Subjects
Discovery layer
Source updated
10 January 2026
Summary
FHA Manufactured Housing Loan Modernization Act of 2005 - Amends the National Housing Act with respect to Federal Housing Administration (FHA) housing loan insurance for manufactured homes (or lots for such homes) to: (1) exempt such loans from certain financial institution portfolio limits; (2) establish loan-to-value ratio and downpayment requirements; (3) provide that any such contract shall be conclusive evidence of an institution's insurance eligibility; (4) increase loan limits; (5) set forth borrower premium charges; and (6) direct the Secretary of Housing and Urban Development to establish underwriting criteria that will ensure the manufactured housing program's financial soundness.
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate (text)
Introduced in Senate · EN · 16 December 2005
Introduced in Senate (PDF)
Introduced in Senate · EN · 16 December 2005
Introduced in Senate
summary · EN · 16 December 2005
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/109th-congress/senate-bill/2123
- Open data entity: https://api.congress.gov/v3/bill/109/s/2123