United States · Bill · S
S. 2296 (110th)
Mortgage Disclosure Enhancement Act of 2007
Introduced
1 November 2007
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
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Subjects
Discovery layer
Source updated
14 August 2025
Summary
Mortgage Disclosure Enhancement Act of 2007 - Amends the Truth In Lending Act to require additional mortgage loan disclosures by a creditor to a consumer, including: (1) ) the percentage of the loan, as compared to the appraised value of the property; (2) the term of the loan; (3) the monthly income of the borrower, as relied upon in making the loan; (4) the annual percentage rate of interest for loans that are fixed, and for loans that are variable; (5) prepayment fees; and (6) balloon payments. Amends the Real Estate Settlement Procedures Act of 1974 to conform with this Act.
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate · EN · 1 November 2007
Introduced in Senate (PDF)
Introduced in Senate · EN · 1 November 2007
Introduced in Senate
summary · EN · 1 November 2007
Sponsors
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Related records
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Sources
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- Official source: https://www.congress.gov/bill/110th-congress/senate-bill/2296
- Open data entity: https://api.congress.gov/v3/bill/110/s/2296