United States · Bill · S
S. 2348 (118th)
Payments Modernization Act of 2023
Introduced
18 July 2023
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
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Subjects
Discovery layer
Source updated
5 December 2025
Summary
Payments Modernization Act of 2023 This bill requires depository institutions to make deposits available for withdrawal in real time. Under current law, deposits must be made available according to specified schedules based on the type of deposit. The Government Accountability Office must publish a study on the impact payment delays have on disadvantaged communities.
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Votes
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Versions
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate (text)
Introduced in Senate · EN · 18 July 2023
Introduced in Senate (PDF)
Introduced in Senate · EN · 18 July 2023
Introduced in Senate
summary · EN · 18 July 2023
Sponsors
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/118th-congress/senate-bill/2348
- Open data entity: https://api.congress.gov/v3/bill/118/s/2348