Equifax Consumer Protection and Data Empowerment Act of 2018

referredUnited States· United States Congress· EN

Introduced

5 February 2018

Last action

5 February 2018 · Introduced

Status

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Summary

Equifax Consumer Protection and Data Empowerment Act of 2018 This bill amends the Fair Credit Reporting Act to revise the consumer protection duties of consumer reporting agencies. Credit reporting agencies must provide a cost-free method for consumers to control the release of their information for certain purposes. The bill limits the purposes for which a consumer reporting agencies may provide a consumer's information to a third party. For example, consumer reporting agencies may not provide consumer information to a third party for a credit or insurance transaction not initiated by the consumer. The bill revises the requirements for fraud alerts provided by consumer reporting agencies, including by extending the length of all alerts to 10 years and expanding access to free reports.

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Timeline

5 February 2018
Introduced
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
5 February 2018
Introduced
Introduced in Senate
Source: IntroReferral

Votes

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Versions

Introduced in Senate · 5 February 2018 · Download file

Documents

3 official files

Introduced in Senate (text)

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Introduced in Senate (text)
Introduced in Senate · EN · 5 February 2018
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Introduced in Senate (PDF)
Introduced in Senate · EN · 5 February 2018
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Introduced in Senate
summary · EN · 5 February 2018
Open at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
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Related records

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Sources

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Official source: https://www.congress.gov/bill/115th-congress/senate-bill/2375
Open data entity: https://api.congress.gov/v3/bill/115/s/2375
us · 115-s-2375 · source updated 11 August 2025