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United States · Bill · S

S. 2421 (99th)

Fair Credit Card Act of 1986

openUnited States· United States Congress· EN

Introduced

7 May 1986

Last action

Status

Subcommittee on Financial Institutions. Hearings held. Hearings printed: S.Hrg. 99-751.

Sponsors

Subjects

Discovery layer

Source updated

29 August 2025

Summary

Fair Credit Card Act of 1986 - Amends the Truth in Lending Act to direct the Federal Reserve Board to issue regulations requiring that credit card solicitations mailed to consumers disclose information about finance charge conditions, interest rates, and annual fees and related charges. Requires the balance upon which such finance charges may be imposed to be computed using an average daily balance method or alternative method which benefits the consumer. Directs the Federal Reserve Board to issue regulations on such methods.

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Documents

1 official file

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Sources

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