United States · Bill · S
S. 255 (111th)
Empowering States' Right To Protect Consumers Act of 2009
Introduced
15 January 2009
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
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Subjects
Discovery layer
Source updated
14 August 2025
Summary
Empowering States' Right To Protect Consumers Act of 2009 - Amends the Truth In Lending Act to limit the annual percentage rate (APR) applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.
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Timeline
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Votes
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Versions
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate · EN · 15 January 2009
Introduced in Senate (PDF)
Introduced in Senate · EN · 15 January 2009
Introduced in Senate
summary · EN · 15 January 2009
Sponsors
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Related records
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/111th-congress/senate-bill/255
- Open data entity: https://api.congress.gov/v3/bill/111/s/255