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United States · Bill · S

S. 2728 (108th)

Cheaper Car Insurance Act of 2004

referredUnited States· United States Congress· EN

Introduced

22 July 2004

Last action

22 July 2004 · Introduced

Status

Read twice and referred to the Committee on the Judiciary.

Sponsors

Sen. Schumer, Charles E. [D-NY]

Subjects

Discovery layer

Source updated

10 August 2026

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Summary

Cheaper Car Insurance Act of 2004 - Amends the Federal criminal code to prohibit automobile insurance fraud. Directs the Department of Justice to publish best practices for the States to use in licensing: (1) auto body shops that perform work paid for by insurers; and (2) medical treatment provided to people who are injured in automobile accidents. Requires the Attorney General to: (1) cooperate with the offices of the U.S. Attorneys to aggressively investigate fraudulent chop shops and salvage yards, to aggressively prosecute automobile insurance fraud, and to report statistics on investigations, prosecutions, and convictions; and (2) establish Federal-State-Local Anti-Auto Insurance Fraud Task Forces in the offices of the U.S. Attorneys in the ten U.S. cities that are most severely affected. Grants an insurance company the right to require a mandatory inspection by an insurance company representative or agent of any motor vehicle prior to agreeing to provide insurance coverage. Permits a company to waive such right under specified circumstances. Allows an insurer to require a pre-insurance inspection of an otherwise exempt motor vehicle, but prohibits basing such decision on the age, race, sex, religion, or marital status of the applicant or insured or the fact that the vehicle has been insured through a residual or non-voluntary insurance market.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 22 July 2004

    Introduced

    Read twice and referred to the Committee on the Judiciary.

    Source: IntroReferral

  2. 22 July 2004

    Introduced

    Introduced in Senate

    Source: IntroReferral

Votes

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Versions

Documents

3 official files

Introduced in Senate (text)

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  • Introduced in Senate (text)

    Introduced in Senate · EN · 22 July 2004

    ViewDownloadOpen at official source

  • Introduced in Senate (PDF)

    Introduced in Senate · EN · 22 July 2004

    ViewDownloadOpen at official source

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  • Introduced in Senate

    summary · EN · 22 July 2004

    Open at official source

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Sponsors

Related records

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Sources

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