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United States · Bill · S

S. 3049 (101st)

Fair Lending Enforcement Act of 1990

referredUnited States· United States Congress· EN

Introduced

13 September 1990

Last action

27 October 1990 · Floor

Status

Referred to the House Committee on Banking, Finance + Urban Affrs.

Sponsors

Sen. Dixon, Alan J. [D-IL]

Subjects

Discovery layer

Source updated

14 January 2025

Summary

Fair Lending Enforcement Act of 1990 - Amends the Equal Credit Opportunity Act to require that, upon the loan applicant's written request, each creditor shall furnish a copy of the appraisal report used in connection with the application for a loan secured by a lien on residential real property. Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to mandate that each appropriate Federal banking agency: (1) establish a separate consumer compliance program the head of which shall report directly to the head of the agency; and (2) conduct a separate on-site consumer compliance examination of each insured depository at least every two years. Requires the head of the consumer compliance program to furnish the Congress with an annual status report. Amends the Equal Credit Opportunity Act to require specified regulatory agencies to refer cases to the Attorney General or notify the Secretary of Housing and Urban Development concerning violations of the Equal Credit Opportunity Act. Amends the Home Mortgage Disclosure Act to authorize the Board of Governors of the Federal Reserve System to exempt certain depository institutions from home mortgage disclosure requirements.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 17 July 1990

    Reported

    Committee on Banking ordered to be reported an original measure.

    Source: Committee

  2. 13 September 1990

    Calendars

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 822.

    Source: Calendars

  3. 13 September 1990

    Reported

    Committee on Banking. Reported to Senate by Senator Riegle without amendment. With written report No. 101-461.

    Source: Committee

  4. 13 September 1990

    Reported

    Committee on Banking. Reported to Senate by Senator Riegle without amendment. With written report No. 101-461.

    Source: Committee

  5. 13 September 1990

    Introduced

    Read twice and referred to the Committee on Banking.

    Source: IntroReferral

  6. 13 September 1990

    Introduced

    Introduced in Senate

    Source: IntroReferral

  7. 27 October 1990

    Introduced

    Referred to the House Committee on Banking, Finance + Urban Affrs.

    Source: IntroReferral

  8. 27 October 1990

    Floor

    Received in the House.

    Source: Floor

  9. 27 October 1990

    Passed

    Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.

    Source: Floor

  10. 27 October 1990

    Floor

    Measure laid before Senate by unanimous consent.

    Source: Floor

Votes

No vote records are attached yet.

Versions

Documents

5 official files

Reported to Senate (text)

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  • Reported to Senate (text)

    Reported to Senate · EN

    ViewDownloadOpen at official source

  • Referred in House (text)

    Referred in House · EN

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  • Engrossed in Senate (text)

    Engrossed in Senate · EN

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  • Passed Senate amended

    summary · EN · 27 October 1990

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  • Introduced in Senate

    summary · EN · 13 September 1990

    Open at official source

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Sponsors

Related records

Sources

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