United States · Bill · S
S. 3321 (114th)
Empowering States' Rights To Protect Consumers Act of 2016
Introduced
14 September 2016
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
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Subjects
Discovery layer
Source updated
12 August 2025
Summary
Empowering States' Rights To Protect Consumers Act of 2016 This bill amends the Truth In Lending Act to limit the annual percentage rate applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.
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Votes
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Versions
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate (text)
Introduced in Senate · EN · 14 September 2016
Introduced in Senate (PDF)
Introduced in Senate · EN · 14 September 2016
Introduced in Senate
summary · EN · 14 September 2016
Sponsors
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/114th-congress/senate-bill/3321
- Open data entity: https://api.congress.gov/v3/bill/114/s/3321