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United States · Bill · S

S. 3699 (94th)

A bill to amend the Truth in Lending Act, the Federal Trade Commission Act, and the Equal Credit Opportunity Act.

referredUnited States· United States Congress· EN

Introduced

23 July 1976

Last action

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Status

Referred to Senate Committee on Banking, Housing and Urban Affairs.

Sponsors

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Subjects

Discovery layer

Source updated

14 January 2025

Official sourceView documentsShare

Summary

Amends the Truth in Lending Act to eliminate the itemization of credit card insurance premiums from the statement of finance charges where the consumer is given an unqualified right to cancel the insurance coverage. Makes changes in disclosure requirements in connection with consumer credit sales and consumer loans not under open end credit plans. Extends protection to holders of non-credit fund transfer cards with respect to unauthorized and fraudulent use. Sets deadlines for the filing of specified annual reports including that of the Federal Trade Commission.

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Versions

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Documents

1 official file

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Sources

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