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United States · Bill · S

S. 3970 (117th)

Stablecoin Transparency Act

openUnited States· United States Congress· EN

Introduced

31 March 2022

Last action

Status

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 117-655.

Sponsors

Subjects

Discovery layer

Source updated

30 May 2026

Summary

Stablecoin Transparency Act This bill requires a stablecoin issuer to hold all reserves associated with each fiat currency-backed stablecoin they issue in (1) certain government securities; (2) fully collateralized security repurchase agreements, or (3) U.S. dollars or other nondigital currency. A fiat currency-backed stablecoin is a digital asset backed by a nondigital currency and is redeemable on a one-to-one basis in that currency. Each stablecoin issuer must publish monthly on their website a report on the reserves held by the issuer that has been audited by a third party.

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Documents

3 official files

Introduced in Senate (text)

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Sources

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