United States · Bill · S
S. 4072 (117th)
Empowering States' Rights To Protect Consumers Act of 2022
Introduced
7 April 2022
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
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Subjects
Discovery layer
Source updated
7 April 2025
Summary
Empowering States' Rights To Protect Consumers Act of 2022 This bill limits the annual percentage rate applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
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Votes
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Versions
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate · EN · 7 April 2022
Introduced in Senate (PDF)
Introduced in Senate · EN · 7 April 2022
Introduced in Senate
summary · EN · 7 April 2022
Sponsors
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/117th-congress/senate-bill/4072
- Open data entity: https://api.congress.gov/v3/bill/117/s/4072