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United States · Bill · S

S. 415 (102nd)

Basic Banking Services Access Act of 1991

referredUnited States· United States Congress· EN

Introduced

7 February 1991

Last action

Status

Read twice and referred to the Committee on Banking.

Sponsors

Subjects

Discovery layer

Source updated

26 August 2025

Summary

Basic Banking Services Access Act of 1991 - Requires each depository institution to: (1) offer a basic financial services account to low- and moderate-income persons under prescribed guidelines which include specified minimal deposit, balance, and withdrawal requirements; and (2) post a conspicuous notice of the availability of such accounts to its customers. Prescribes administrative enforcement guidelines. Subjects a depository institution to civil liability for non-compliance with this Act.

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Documents

2 official files

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Sources

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