TAILOR Act of 2025

Summary

Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025 This bill addresses the supervision of financial institutions. Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last seven years. The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio. Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

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Timeline

1. 5 February 2025

   Introduced

   Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

   Source: IntroReferral

2. 5 February 2025

   Introduced

   Introduced in Senate

   Source: IntroReferral

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

2 official files

• Introduced in Senate

  Introduced in Senate · EN · 5 February 2025

  ViewDownloadOpen at official source

• Introduced in Senate

  summary · EN · 5 February 2025

  Open at official source

Sponsors

• Mike Rounds · R · Sponsor
• Thomas Tillis · R · Sponsor
• Bill Hagerty · R · Sponsor
• Cynthia Lummis · R · Sponsor
• Kevin Cramer · R · Sponsor
• Steve Daines · R · Sponsor
• Pete Ricketts · R · Cosponsor
• David McCormick · R · Cosponsor
• · ssbk00 · Standing

Related records

• related to ← TAILOR Act of 2025