United States · Bill · S
S. 4946 (117th)
Payments Modernization Act of 2022
Introduced
22 September 2022
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
—
Subjects
Discovery layer
Source updated
5 December 2025
Summary
Payments Modernization Act of 2022 This bill requires the Federal Reserve Board to create a real-time payment system that allows funds to be available to any end user immediately at any time, including funds deposited at a depository institution.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
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Votes
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Versions
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Documents
3 official files
Introduced in Senate (text)
Introduced in Senate · EN · 22 September 2022
Introduced in Senate (PDF)
Introduced in Senate · EN · 22 September 2022
Introduced in Senate
summary · EN · 22 September 2022
Sponsors
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Related records
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/117th-congress/senate-bill/4946
- Open data entity: https://api.congress.gov/v3/bill/117/s/4946