Auto Choice Reform Act of 1997

Summary

Auto Choice Reform Act of 1997 - Affords a person the right to choose between: (1) a personal protection system (personal system) providing insurance for that person and any resident relative or dependent; and (2) a tort maintenance system (tort system) providing for the form of motor vehicle insurance otherwise required in the State in which the person is insured. Sets forth personal system minimum requirements, including regarding waiver of certain tort rights. Supersedes State laws inconsistent with this Act. Sets forth tort system minimum requirements, allowing State laws (not inconsistent with this Act) regarding uninsured or underinsured motorist coverage. Provides for: (1) the effect of a person's choice on resident relatives and dependents; (2) underwriting rules to encourage choice uniformity within a household; and (3) the failure of a person to choose. Requires States to maintain a program to inform consumers (comparing the two systems) about costs, benefits, rights, and obligations. (Sec. 6) Requires that a person who chooses: (1) a tort system and is involved in an accident be subject to tort law for injury except that, based on fault, the person may claim against (and be claimed against by) a personal system person only for uncompensated economic loss; and (2) a personal system be compensated only for economic loss, without regard to fault. Provides for the handling of accidents involving: (1) persons with personal protection and unlawfully uninsured persons; and (2) motorists under the influence of alcohol or illegal drugs or engaging in intentional misconduct. (Sec. 8) Declares that this Act does not apply to a State if: (1) the State so elects; or (2) the State finds that average premiums will not be reduced by at least 30 percent for persons choosing the personal system.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 22 April 1997

   Introduced

   Introduced in Senate

   Source: IntroReferral

2. 22 April 1997

   Introduced

   Read twice and referred to the Committee on Commerce.

   Source: IntroReferral

3. 22 April 1997

   Introduced

   Sponsor introductory remarks on measure. (CR S3428-3430)

   Source: IntroReferral

4. 17 July 1997

   Committee

   Committee on Commerce. Hearings held.

   Source: Committee

5. 9 September 1998

   Committee

   Committee on Commerce, Science, and Transportation. Hearings held. Hearings printed: S.Hrg. 105-1021.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in Senate · 22 April 1997 · Download file

Documents

3 official files

• Introduced in Senate (text)

  Introduced in Senate · EN · 22 April 1997

  ViewDownloadOpen at official source

• Introduced in Senate (PDF)

  Introduced in Senate · EN · 22 April 1997

  ViewDownloadOpen at official source

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• Introduced in Senate

  summary · EN · 22 April 1997

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Sen. McConnell, Mitch [R-KY] · R · Sponsor
• Sen. Moynihan, Daniel Patrick [D-NY] · D · Sponsor
• Sen. Lieberman, Joseph I. [ID-CT] · D · Sponsor
• Sen. Gorton, Slade [R-WA] · R · Sponsor
• Sen. Grams, Rod [R-MN] · R · Sponsor
• Sen. Allard, Wayne [R-CO] · R · Cosponsor
• Sen. Hutchison, Kay Bailey [R-TX] · R · Cosponsor
• Sen. Nickles, Don [R-OK] · R · Cosponsor
• Sen. Sessions, Jeff [R-AL] · R · Cosponsor
• Sen. Faircloth, Lauch [R-NC] · R · Cosponsor
• · sscm00 · Standing

Related records

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