United States · Bill · S
S. 978 (119th)
HELPER Act of 2025
Introduced
12 March 2025
Last action
12 March 2025 · Introduced
Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Sen. Moody, Ashley [R-FL], Sen. Ossoff, Jon [D-GA], Sen. Cassidy, Bill [R-LA], Sen. Warnock, Raphael G. [D-GA], Sen. Shaheen, Jeanne [D-NH], Sen. Cortez Masto, Catherine [D-NV], Sen. Gallego, Ruben [D-AZ], Sen. Hickenlooper, John W. [D-CO], Sen. Blumenthal, Richard [D-CT], Sen. Murkowski, Lisa [R-AK], Sen. Risch, James E. [R-ID], Sen. Booker, Cory A. [D-NJ], Sen. Kelly, Mark [D-AZ], Sen. Baldwin, Tammy [D-WI], Sen. Fetterman, John [D-PA], Sen. Slotkin, Elissa [D-MI], Sen. Sullivan, Dan [R-AK], Sen. Justice, James C. [R-WV], Sen. Boozman, John [R-AR], Sen. Luján, Ben Ray [D-NM], Sen. Schiff, Adam B. [D-CA], Sen. Scott, Rick [R-FL], Sen. Lankford, James [R-OK], Sen. Hassan, Margaret Wood [D-NH], Sen. Durbin, Richard J. [D-IL], Sen. Merkley, Jeff [D-OR], Sen. Rosen, Jacky [D-NV], Sen. Armstrong, Alan [R-OK]
Subjects
Housing
Source updated
10 August 2026
Summary
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
12 March 2025
Introduced
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
12 March 2025
Introduced
Introduced in Senate
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
No version snapshots stored. Document URLs remain at the source.
Documents
2 official files
Introduced in Senate
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Introduced in Senate
Introduced in Senate · EN · 12 March 2025
Introduced in Senate
summary · EN · 12 March 2025
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Sen. Moody, Ashley [R-FL] · R · Sponsor
- Sen. Ossoff, Jon [D-GA] · D · Sponsor
- Sen. Cassidy, Bill [R-LA] · R · Sponsor
- Sen. Warnock, Raphael G. [D-GA] · D · Sponsor
- Sen. Shaheen, Jeanne [D-NH] · D · Cosponsor
- Sen. Cortez Masto, Catherine [D-NV] · D · Cosponsor
- Sen. Gallego, Ruben [D-AZ] · D · Cosponsor
- Sen. Hickenlooper, John W. [D-CO] · D · Cosponsor
- Sen. Blumenthal, Richard [D-CT] · D · Cosponsor
- Sen. Murkowski, Lisa [R-AK] · R · Cosponsor
- Sen. Risch, James E. [R-ID] · R · Cosponsor
- Sen. Booker, Cory A. [D-NJ] · D · Cosponsor
- Sen. Kelly, Mark [D-AZ] · D · Cosponsor
- Sen. Baldwin, Tammy [D-WI] · D · Cosponsor
- Sen. Fetterman, John [D-PA] · D · Cosponsor
- Sen. Slotkin, Elissa [D-MI] · D · Cosponsor
- Sen. Sullivan, Dan [R-AK] · R · Cosponsor
- Sen. Justice, James C. [R-WV] · R · Cosponsor
- Sen. Boozman, John [R-AR] · R · Cosponsor
- Sen. Luján, Ben Ray [D-NM] · D · Cosponsor
- Sen. Schiff, Adam B. [D-CA] · D · Cosponsor
- Sen. Scott, Rick [R-FL] · R · Cosponsor
- Sen. Lankford, James [R-OK] · R · Cosponsor
- Sen. Hassan, Margaret Wood [D-NH] · D · Cosponsor
- Sen. Durbin, Richard J. [D-IL] · D · Cosponsor
- Sen. Merkley, Jeff [D-OR] · D · Cosponsor
- Sen. Rosen, Jacky [D-NV] · D · Cosponsor
- Sen. Armstrong, Alan [R-OK] · R · Cosponsor
- · ssbk00 · Standing
Related records
- related to ← HELPER Act of 2025
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/119th-congress/senate-bill/978
- Open data entity: https://api.congress.gov/v3/bill/119/s/978
- us · 119-s-978 · source updated 10 August 2026