United States · Bill · S
S. 978 (119th)
HELPER Act of 2025
Introduced
12 March 2025
Last action
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Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
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Subjects
Discovery layer
Source updated
10 August 2026
Summary
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
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Documents
2 official files
Introduced in Senate
Introduced in Senate
Introduced in Senate · EN · 12 March 2025
Introduced in Senate
summary · EN · 12 March 2025
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/119th-congress/senate-bill/978
- Open data entity: https://api.congress.gov/v3/bill/119/s/978