United States · Bill · SJRES
S.J.Res. 32 (118th)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Introduced
13 June 2023
Last action
10 January 2024 · Vote
Status
Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
Sponsors
Sen. Kennedy, John [R-LA], Sen. Lummis, Cynthia M. [R-WY], Sen. Fischer, Deb [R-NE], Sen. Cramer, Kevin [R-ND], Sen. Risch, James E. [R-ID], Sen. Crapo, Mike [R-ID], Sen. Cassidy, Bill [R-LA], Sen. Scott, Tim [R-SC], Sen. Daines, Steve [R-MT], Sen. Vance, J. D. [R-OH], Sen. Thune, John [R-SD], Sen. Hyde-Smith, Cindy [R-MS], Sen. Barrasso, John [R-WY], Sen. Wicker, Roger F. [R-MS], Sen. Rubio, Marco [R-FL], Sen. Lee, Mike [R-UT], Sen. Moran, Jerry [R-KS], Sen. Lankford, James [R-OK], Sen. Scott, Rick [R-FL], Sen. Budd, Ted [R-NC], Sen. Boozman, John [R-AR], Sen. Tillis, Thomas [R-NC], Sen. Marshall, Roger [R-KS], Sen. Britt, Katie Boyd [R-AL], Sen. Hagerty, Bill [R-TN], Sen. Braun, Mike [R-IN], Sen. Cornyn, John [R-TX], Sen. Ernst, Joni [R-IA], Sen. Capito, Shelley Moore [R-WV], Sen. Ricketts, Pete [R-NE], Sen. Hawley, Josh [R-MO], Sen. Blackburn, Marsha [R-TN], Sen. Schmitt, Eric [R-MO], Sen. Cotton, Tom [R-AR], Sen. Grassley, Chuck [R-IA], Sen. McConnell, Mitch [R-KY], Sen. Johnson, Ron [R-WI], Sen. Tuberville, Tommy [R-AL], Sen. Hoeven, John [R-ND], Sen. Romney, Mitt [R-UT], Sen. Mullin, Markwayne [R-OK], Sen. Young, Todd [R-IN], Sen. Rounds, Mike [R-SD], Sen. Cruz, Ted [R-TX], Sen. Sullivan, Dan [R-AK], Sen. Graham, Lindsey [R-SC]
Subjects
Discovery layer
Source updated
5 December 2025
Summary
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Small Business Lending under the Equal Credit Opportunity Act (Regulation B) and published on May 31, 2023. The rule requires financial institutions to collect and report to the bureau credit application data for small businesses. On July 31, 2023, the U.S. District Court for the Southern District of Texas ordered the bureau not to implement or enforce the rule until a related pending case is resolved.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
13 June 2023
Introduced
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
13 June 2023
Introduced
Introduced in Senate
Source: IntroReferral
17 October 2023
Calendars
Placed on Senate Legislative Calendar under General Orders. Calendar No. 228.
Source: Calendars
17 October 2023
Discharge
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
Source: Discharge
17 October 2023
Committee
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
Source: Committee
18 October 2023
Vote
Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number: 260. (consideration: CR S5055, S5061-5062; text: CR S5062)
Source: Floor
18 October 2023
Vote
Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number: 260.(consideration: CR S5055, S5061-5062; text: CR S5062)
Source: Floor
25 October 2023
Floor
Held at the desk.
Source: Floor
25 October 2023
Floor
Received in the House.
Source: Floor
28 November 2023
Reported
Rules Committee Resolution H. Res. 891 Reported to House. Rule provides for consideration of H.R. 5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.
Source: Floor
29 November 2023
Passed
Rule H. Res. 891 passed House.
Source: Floor
1 December 2023
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
1 December 2023
Vote
On passage Passed by the Yeas and Nays: 221 - 202, 1 Present (Roll no. 690). (text: CR H6055)
Source: Floor
1 December 2023
Vote
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 221 - 202, 1 Present (Roll no. 690). (text: CR H6055)
Source: Floor
1 December 2023
Floor
The previous question was ordered pursuant to the rule.
Source: Floor
1 December 2023
Floor
Rule provides for consideration of H.R. 5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.
Source: Floor
1 December 2023
Floor
Considered under the provisions of rule H. Res. 891. (consideration: CR H6055-6062)
Source: Floor
14 December 2023
Floor
Presented to President.
Source: Floor
14 December 2023
President
Presented to President.
Source: President
19 December 2023
Veto
Veto message received in Senate. Ordered held at the desk. (text: CR S6048)
Source: Veto
19 December 2023
President
Vetoed by President.
Source: President
19 December 2023
President
Vetoed by President.
Source: President
10 January 2024
Veto
Veto Message considered in Senate. (consideration: CR S66-67)
Source: Veto
10 January 2024
Vote
Failed of passage in Senate over veto: Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
Source: Veto
Votes
10 January 2024 · Veto Sustained · On Overriding the Veto S.J.Res. 32 · Veto Sustained · Official source
Yes 54 · No 45 · Abstain — · Absent/not voting 1
- Sen. Padilla, Alex [D-CA]Nay
- Sen. Klobuchar, Amy [D-MN]Nay
- Sen. King, Angus S., Jr. [I-ME]Yea
- Sen. Cardin, Benjamin L. [D-MD]Nay
Showing the first 4 recorded positions. Vote totals above are complete.
1 December 2023 · passed · On Passage · Passed · Official source
Yes 221 · No 202 · Abstain — · Absent/not voting 10
- Rep. Ferguson, A. Drew, IV [R-GA-3]Yea
- Rep. Bean, Aaron [R-FL-4]Yea
- Rep. Spanberger, Abigail Davis [D-VA-7]Nay
- Sen. Schiff, Adam B. [D-CA]Nay
Showing the first 4 recorded positions. Vote totals above are complete.
18 October 2023 · Joint Resolution Passed · On the Joint Resolution S.J.Res. 32 · Joint Resolution Passed · Official source
Yes 53 · No 44 · Abstain — · Absent/not voting 3
- Sen. Padilla, Alex [D-CA]Nay
- Sen. Klobuchar, Amy [D-MN]Nay
- Sen. King, Angus S., Jr. [I-ME]Yea
- Sen. Cardin, Benjamin L. [D-MD]Nay
Showing the first 4 recorded positions. Vote totals above are complete.
Versions
- Enrolled Bill · — · Download file
- Engrossed in Senate · 18 October 2023 · Download file
- Placed on Calendar Senate · 17 October 2023 · Download file
- Introduced in Senate · 13 June 2023 · Download file
Documents
11 official files
Enrolled Bill (text)
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Enrolled Bill (text)
Enrolled Bill · EN
Enrolled Bill (PDF)
Enrolled Bill · EN
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Passed House
summary · EN · 1 December 2023
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Engrossed in Senate (text)
Engrossed in Senate · EN · 18 October 2023
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Engrossed in Senate (PDF)
Engrossed in Senate · EN · 18 October 2023
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Passed Senate
summary · EN · 18 October 2023
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Placed on Calendar Senate (text)
Placed on Calendar Senate · EN · 17 October 2023
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Placed on Calendar Senate (PDF)
Placed on Calendar Senate · EN · 17 October 2023
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Introduced in Senate (text)
Introduced in Senate · EN · 13 June 2023
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Introduced in Senate (PDF)
Introduced in Senate · EN · 13 June 2023
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Introduced in Senate
summary · EN · 13 June 2023
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Sen. Kennedy, John [R-LA] · R · Sponsor
- Sen. Lummis, Cynthia M. [R-WY] · R · Sponsor
- Sen. Fischer, Deb [R-NE] · R · Sponsor
- Sen. Cramer, Kevin [R-ND] · R · Sponsor
- Sen. Risch, James E. [R-ID] · R · Sponsor
- Sen. Crapo, Mike [R-ID] · R · Sponsor
- Sen. Cassidy, Bill [R-LA] · R · Sponsor
- Sen. Scott, Tim [R-SC] · R · Sponsor
- Sen. Daines, Steve [R-MT] · R · Sponsor
- Sen. Vance, J. D. [R-OH] · R · Sponsor
- Sen. Thune, John [R-SD] · R · Sponsor
- Sen. Hyde-Smith, Cindy [R-MS] · R · Sponsor
- Sen. Barrasso, John [R-WY] · R · Sponsor
- Sen. Wicker, Roger F. [R-MS] · R · Sponsor
- Sen. Rubio, Marco [R-FL] · R · Sponsor
- Sen. Lee, Mike [R-UT] · R · Sponsor
- Sen. Moran, Jerry [R-KS] · R · Sponsor
- Sen. Lankford, James [R-OK] · R · Sponsor
- Sen. Scott, Rick [R-FL] · R · Sponsor
- Sen. Budd, Ted [R-NC] · R · Sponsor
- Sen. Boozman, John [R-AR] · R · Sponsor
- Sen. Tillis, Thomas [R-NC] · R · Sponsor
- Sen. Marshall, Roger [R-KS] · R · Sponsor
- Sen. Britt, Katie Boyd [R-AL] · R · Sponsor
- Sen. Hagerty, Bill [R-TN] · R · Sponsor
- Sen. Braun, Mike [R-IN] · R · Sponsor
- Sen. Cornyn, John [R-TX] · R · Sponsor
- Sen. Ernst, Joni [R-IA] · R · Sponsor
- Sen. Capito, Shelley Moore [R-WV] · R · Sponsor
- Sen. Ricketts, Pete [R-NE] · R · Cosponsor
- Sen. Hawley, Josh [R-MO] · R · Cosponsor
- Sen. Blackburn, Marsha [R-TN] · R · Cosponsor
- Sen. Schmitt, Eric [R-MO] · R · Cosponsor
- Sen. Cotton, Tom [R-AR] · R · Cosponsor
- Sen. Grassley, Chuck [R-IA] · R · Cosponsor
- Sen. McConnell, Mitch [R-KY] · R · Cosponsor
- Sen. Johnson, Ron [R-WI] · R · Cosponsor
- Sen. Tuberville, Tommy [R-AL] · R · Cosponsor
- Sen. Hoeven, John [R-ND] · R · Cosponsor
- Sen. Romney, Mitt [R-UT] · R · Cosponsor
- Sen. Mullin, Markwayne [R-OK] · R · Cosponsor
- Sen. Young, Todd [R-IN] · R · Cosponsor
- Sen. Rounds, Mike [R-SD] · R · Cosponsor
- Sen. Cruz, Ted [R-TX] · R · Cosponsor
- Sen. Sullivan, Dan [R-AK] · R · Cosponsor
- Sen. Graham, Lindsey [R-SC] · R · Cosponsor
- · ssbk00 · Standing
Related records
- related to → Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
- related to → Disapproving the rule submitted by the Consumer Financial Protection Bureau relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
- related to ← Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
- related to ← Providing for consideration of the bill (H.R. 5283) to prohibit the use of Federal funds to provide housing to specified aliens on any land under the administrative jurisdiction of the Federal land management agencies; providing for consideration of the bill (H.R. 5961) to freeze certain Iranian funds involved in the 2023 hostage deal between the United States and Iran, and for other purposes; and providing for consideration of the joint resolution (S. J. Res. 32) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32
- Open data entity: https://api.congress.gov/v3/bill/118/sjres/32
- us · 118-sjres-32 · source updated 5 December 2025