United States · Law · HR
H.R. 4173 (111th)
Dodd-Frank Wall Street Reform and Consumer Protection Act
Introduced
2 December 2009
Last action
30 June 2010 · Passed
Status
Became Public Law No: 111-203.
Sponsors
Rep. Frank, Barney [D-MA-4]
Subjects
Housing
Source updated
7 April 2025
Summary
Wall Street Reform and Consumer Protection Act of 2009 - Financial Stability Improvement Act of 2009 - Directs the Comptroller General to audit and report to Congress on all actions taken by the Board of Governors of the Federal Reserve System (Federal Reserve Board) and the Federal Reserve Banks during the current economic crisis pursuant to specified authority granted under the Federal Reserve Act. Establishes a Financial Services Oversight Council, consisting of the heads of specified federal financial regulatory bodies and chaired by the Secretary of the Treasury, to: (1) resolve a dispute among two or more federal financial regulatory agencies in specified circumstances; (2) subject a financial company to stricter prudential standards; and (3) require a financial holding company to undertake one or more mitigatory actions to address any grave threat its activities pose to the financial stability or economy of the United States. Directs the Federal Reserve Board to impose stricter prudential standards on a financial holding company in certain circumstances. Authorizes the Council to subject a financial activity or practice to stricter prudential standards for financial stability purposes. Amends the Home Owners' Loan Act to establish a Division of Thrift Supervision within the Office of the Comptroller of the Currency. Abolishes the Office of Thrift Supervision and transfers its functions and personnel to the Division. Amends the Revised Statutes of the United States to direct the Secretary to appoint up to five Deputy Comptrollers of the Currency, including a Senior Deputy Comptroller for National Banks and a Senior Deputy Comptroller for Thrift Supervision. Amends the Federal Deposit Insurance Act (FDIA) to place the Chairman of the Federal Reserve Board on the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) in lieu of the Director of the Office of Thrift Supervision. Amends the Bank Holding Company Act of 1956 to prescribe requirements for the treatment of industrial loan companies, savings associations, special purpose holding companies, and certain other companies. Prohibits certain conversions of troubled banks and thrifts. Amends the FDIA to revise requirements for calculating a depository institution's assessment. Credit Risk Retention Act of 2009 - Amends the Securities Act of 1933 to direct the appropriate federal financial regulatory agencies to prescribe regulations to require any creditor to retain an economic interest in a material portion of the credit risk of any loan the creditor transfers, sells, or conveys to a third party, including for the purpose of including such loan in a pool of loans backing an issuance of asset-backed securities. Dissolution Authority for Large, Interconnected Financial Companies Act of 2009 - Prescribes a procedure under which the Secretary shall appoint the FDIC as receiver for one year to resolve, liquidate, or take other specified emergency stabilization actions with respect to a financial company whose imminent or actual default would have serious adverse effects on financial stability or economic conditions in the United States. Requires the FDIC Inspector General, if the Secretary appoints the FDIC as receiver for a financial company, to establish an Office of Resolution to audit and investigate the activities of the FDIC in its capacity as receiver for that company. Amends the Federal Reserve Act to prescribe requirements for financial crisis management actions by the Federal Reserve Board in the event of a liquidity event that could destabilize the U.S. financial system. Establishes a Council of Inspectors General on Financial Oversight. Amends the International Banking Act of 1978 to authorize the Federal Reserve Board to terminate the activities of the U.S. branch, agency, or subsidiary of a foreign bank that presents a systemic risk to the United States. Corporate and Financial Institution Compensation Fairness Act of 2009 - Amends the Securities Exchange Act of 1934 to require a separate, non-binding shareholder vote to approve the compensation, including golden parachute compensation, of corporate and financial institution executives. Requires each member of the compensation committee of the board of directors of an issuer of securities to be independent. Over-the-Counter Derivatives Markets Act of 2009 - Amends the Commodity Exchange Act to require joint regulation of swap markets by the Commodity Futures Trading Commission (CFTC) and the Securities and Exchange Commission (SEC). Requires swap repositories, swap dealers, major swap participants, and swap execution facilities to register with the CFTC. Repeals the exemption from CFTC regulation of derivatives transaction execution facilities and boards of trade. Revises requirements for foreign boards of trade. Authorizes the CFTC and the SEC to ban: (1) abusive swaps; and (2) access to the U.S. financial system of any entity domiciled in a foreign country whose regulation of swaps or security-based swaps markets in that country undermines the stability of the U.S. financial system. Amends the Securities Exchange Act of 1934 to repeal the prohibition on regulation of security-based swaps and applies specified requirements to such swaps. Consumer Financial Protection Agency Act of 2009 - Establishes the Consumer Financial Protection Agency (CFPA) as an independent agency to regulate the provision of consumer financial products or services. Prescribes related requirements for examination and enforcement for small insured depository institutions (with total assets of $10 billion or less) by the FDIC and credit unions (with total assets of $1.5 billion or less) by the National Credit Union Administration (NCUA). Directs the CFPA to develop risk-based programs to supervise nondepository covered persons. Authorizes the CFPA to take actions to prohibit unfair, deceptive, or abusive acts or practices in connection with any transaction with a consumer for, or any offering of, a consumer financial product or service. Specifies prohibited acts. Requires the CFPA Director to lead a Negotiated Rulemaking Committee to promulgate appraisal independence requirements for residential loan purposes. Specifies the preservation of the civil enforcement powers of state attorneys general. Prescribes standards for federal preemption of state law regarding national banks and subsidiaries and federal savings associations. Specifies CFPA enforcement powers. Transfers to the CFPA the consumer financial protection functions of the Federal Reserve Board, the Comptroller of the Currency, the Office of Thrift Supervision, the FDIC, the Federal Trade Commission, the NCUA, and the Secretary of Housing and Urban Development (HUD). Prescribes requirements for the collection and use by the CFPA of deposit account and small business data. Requires the CFPA Director to conduct an annual financial autopsy regarding bankruptcies and foreclosures, including any specific financial products or services that have caused substantial numbers of them. Private Fund Investment Advisers Registration Act of 2009 - Amends the Investment Advisers Act of 1940 to require private fund investment advisers to register with the SEC and maintain records and make reports on systemic risk data. Exempts venture capital fund advisers from the registration requirements. Directs the SEC to exempt from registration requirements any investment adviser of a private fund with assets under management in the United States of less than $150 million. Accountability and Transparency in Rating Agencies Act of 2009 - Amends the Securities Exchange Act of 1934 to revise requirements for regulation of nationally recognized statistical rating organizations (NRSROs). Requires the SEC to examine NRSRO credit ratings to review whether an NRSRO has established a system of internal controls and adhered to it. Directs the SEC to: (1) establish an office to administer SEC rules with respect to NRSRO practices; and (2) eliminate the exemption of NRSROs from the Fair Disclosure Rule. Directs the SEC to establish a Credit Ratings Agency Advisory Board. Investor Protection Act of 2009 - Amends the Securities Exchange Act of 1934 to establish an Investor Advisory Committee to the SEC. Authorizes the SEC to engage in consumer testing. Amends the Securities Exchange Act of 1934 and the Investment Advisers Act of 1940 to direct the SEC to promulgate rules to prescribe a fiduciary standard of conduct for a broker or dealer when providing personalized investment advice about securities to a retail customer. Authorizes the SEC to prohibit or limit agreements that require customers or clients of any broker, dealer, or municipal securities dealer to engage in pre-dispute arbitration. Establishes within the SEC a Capital Markets Safety Board. Directs the SEC to report to specified congressional committees on the implementation of SEC reforms in the wake of the discovery of fraud by Bernie Madoff. Authorizes the SEC and the CFTC to form and operate a joint advisory committee. Prescribes or revises prohibitions and requirements relating to: (1) securities lending; (2) lost and stolen securities; and (3) fingerprinting of personnel of registered securities information processors, national securities exchanges, and national securities associations. Declares that any condition, stipulation, or provision binding any person to waive compliance with any rule of a self-regulatory organization shall be void. Directs the Comptroller General to study and report to Congress on the SEC revolving door. Establishes a Financial Reporting Forum to discuss immediate and long-term issues critical to financial reporting. Directs the SEC Chairman to appoint an SEC Ombudsman. Amends the Securities Investor Protection Act of 1970 with respect to, among other specified items, an increased: (1) assessment paid by Securities Investor Protection Corporation (SIPC) members; (2) borrowing limit on Treasury loans; and (3) cash limit of protection. Amends the Sarbanes-Oxley Act of 2002 with respect to: (1) the Public Company Accounting Oversight (PCAO) Board oversight of auditors of brokers and dealers; and (2) foreign regulatory information sharing, and related matters. Directs the PCAO Board to appoint an ombudsman. Directs the SEC to establish a program of grants to states for enhanced protection of seniors from misleading and fraudulent marketing of financial products. Amends the Securities Exchange Act of 1934 to require municipal financial advisers to register with the SEC. Federal Insurance Office Act of 2009 - Establishes in the Treasury the Federal Insurance Office (FIO) to: (1) monitor the insurance industry; (2) recommend to the Financial Services Oversight Council that it designate an insurer as one subject to stricter standards; (3) assist in administering the Terrorism Insurance Program; and (4) perform other related duties. Preempts a state insurance measure only to the extent it: (1) directly results in less favorable treatment of a non-U.S. insurer domiciled in a foreign jurisdiction that is subject to a covered agreement than a U.S. insurer domiciled, licensed, admitted, or otherwise authorized in that state; and (2) is inconsistent with such a covered agreement. Requires the FIO Director to study and report to specified congressional committees on: (1) the global reinsurance market; and (2) how to modernize and improve the system of insurance regulation in the United States.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
2 December 2009
Introduced
Referred to the Committee on Financial Services, and in addition to the Committees on Agriculture, Energy and Commerce, the Judiciary, Rules, the Budget, Oversight and Government Reform, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
2 December 2009
Introduced
Introduced in House
Source: IntroReferral
2 December 2009
Introduced
Introduced in House
Source: IntroReferral
2 December 2009
Introduced
Referred to House Financial Services
Source: IntroReferral
3 December 2009
Referred
Referred to the Subcommittee on Commerce, Trade and Consumer Protection.
Source: Committee
8 December 2009
Reported
Rules Committee Resolution H. Res. 956 Reported to House. Rule provides for consideration of H.R. 4173 with 3 hours of general debate. Previous question shall be considered as ordered without intervening motions. Measure will be considered read. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment printed in the report of the Committee on Rules accompanying this resolution shall be considered as adopted in the House and in the Committee of the Whole. After general debate, the Committee of the Whole shall rise without motion. No further consideration of the bill shall be in order except pursuant to a sebsequent order of the House.
Source: Floor
9 December 2009
Floor
The House resolved into Committee of the Whole House on the state of the Union for further consideration.
Source: Floor
9 December 2009
Floor
Committee of the Whole House on the state of the Union rises leaving H.R. 4173 as unfinished business.
Source: Floor
9 December 2009
Passed
On motion that the Committee now rise Agreed to by voice vote.
Source: Floor
9 December 2009
Floor
Mr. Frank (MA) moved that the Committee now rise.
Source: Floor
9 December 2009
Floor
Rule provides for consideration of H.R. 4173 with 3 hours of general debate. Previous question shall be considered as ordered without intervening motions. Measure will be considered read. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment printed in the report of the Committee on Rules accompanying this resolution shall be considered as adopted in the House and in the Committee of the Whole. After general debate, the Committee of the Whole shall rise without motion. No further consideration of the bill shall be in order except pursuant to a sebsequent order of the House.
Source: Floor
9 December 2009
Floor
The Speaker designated the Honorable Harry Teague to act as Chairman of the Committee.
Source: Floor
9 December 2009
Floor
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 956 and Rule XVIII.
Source: Floor
9 December 2009
Floor
Considered under the provisions of rule H. Res. 956. (consideration: CR H14418-14427)
Source: Floor
9 December 2009
Passed
Rule H. Res. 956 passed House.
Source: Floor
10 December 2009
Passed
On motion that the Committee now rise Agreed to by voice vote.
Source: Floor
10 December 2009
Floor
Mr. Frank (MA) moved that the Committee now rise.
Source: Floor
10 December 2009
Floor
DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 30 minutes of debate on the Frank (MA) amendment no. 1.
Source: Floor
10 December 2009
Floor
The House resolved into Committee of the Whole House on the state of the Union for further consideration.
Source: Floor
10 December 2009
Floor
Considered as unfinished business. (consideration: CR H14496-14729; text of measure as amended in House: CR H14496-14675)
Source: Floor
10 December 2009
Passed
Rule H. Res. 964 passed House.
Source: Floor
10 December 2009
Reported
Rules Committee Resolution H. Res. 964 Reported to House. Rule provides for consideration of H.R. 4173. Measure will be considered read. Specified amendments are in order. The bill, as amended, shall be considered for amendment under the five-minute rule.
Source: Floor
10 December 2009
Floor
Committee of the Whole House on the state of the Union rises leaving H.R. 4173 as unfinished business.
Source: Floor
11 December 2009
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
11 December 2009
Vote
On passage Passed by recorded vote: 223 - 202 (Roll no. 968).
Source: Floor
11 December 2009
Vote
Passed/agreed to in House: On passage Passed by recorded vote: 223 - 202 (Roll no. 968).
Source: Floor
11 December 2009
Vote
On motion to recommit with instructions Failed by recorded vote: 190 - 232 (Roll no. 967). (consideration: CR H14803-14804)
Source: Floor
11 December 2009
Floor
The previous question on the motion was ordered pursuant to the rule. (consideration: CR H14803)
Source: Floor
11 December 2009
Floor
Mr. Dent moved to recommit with instructions to Financial Services, Agriculture, Energy and Commerce, Judiciary, Rules, the Budget, Oversight and Government Reform, and Ways and Means. (consideration: CR H14800-14804; text: CR H14800-14801)
Source: Floor
11 December 2009
Passed
The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union.
Source: Floor
11 December 2009
Floor
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 4173.
Source: Floor
11 December 2009
Floor
DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeeded with 10 minutes of debate on the Cohen amendment.
Source: Floor
11 December 2009
Floor
The House resolved into Committee of the Whole House on the state of the Union for further consideration.
Source: Floor
11 December 2009
Floor
Considered as unfinished business. (consideration: CR H14747-14761, H14761-14804)
Source: Floor
20 January 2010
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
20 May 2010
ResolvingDifferences
Senate insisted on its amendments, requested a conference. (consideration: CR S4078)
Source: ResolvingDifferences
20 May 2010
Floor
Measure laid before Senate by unanimous consent. (consideration: CR S4077-4078)
Source: Floor
20 May 2010
Vote
Passed/agreed to in Senate: Passed Senate in lieu of S. 3217 with an amendment and an amendment to the Title by Yea-Nay Vote. 59 - 39. Record Vote Number: 162.(text: CR 5/25/2010 S4239-4394)
Source: Floor
20 May 2010
Discharge
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Source: Discharge
20 May 2010
Committee
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Source: Committee
24 May 2010
ResolvingDifferences
Motion by Senator Brownback to instruct Senate conferees made in Senate. (consideration: CR S4130-4136, S4138; text: CR S4130)
Source: ResolvingDifferences
24 May 2010
Floor
Considered by Senate. (consideration: CR S4130-4140)
Source: Floor
25 May 2010
Floor
Message on Senate action sent to the House.
Source: Floor
25 May 2010
ResolvingDifferences
Senate appointed conferee(s) Dodd; Johnson; Reed; Schumer; Shelby; Crapo; Corker; Gregg; Lincoln; Leahy; Harkin; Chambliss. (consideration: CR S4170)
Source: ResolvingDifferences
27 May 2010
Passed
Senate ordered measure printed as passed.
Source: Floor
9 June 2010
ResolvingDifferences
The Speaker appointed conferees - from the Committee on Financial Services for consideration of the House bill and the Senate amendment, and modifications committed to conference: Frank (MA), Kanjorski, Waters, Maloney, Gutierrez, Watt, Meeks (NY), Moore (KS), Kilroy, Peters, Bachus, Royce, Biggert, Capito, Hensarling, and Garrett (NJ).
Source: ResolvingDifferences
9 June 2010
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: ResolvingDifferences
9 June 2010
Passed
On motion that the House disagree to the Senate amendments, and agree to a conference Agreed to without objection.
Source: ResolvingDifferences
9 June 2010
ResolvingDifferences
The previous question was ordered without objection. (consideration: CR H4296)
Source: ResolvingDifferences
9 June 2010
Floor
DEBATE - The House proceeded with one hour of debate on the Bachus motion to instruct conferees on H.R. 4173. The instructions contained in the motion seek to require the managers on the part of the House to disagree to the provisions contained in subtitle G of title I of the House bill and to disagree to section 202 and section 210 of title II of the Senate amendment. The instructions in the motion also seek to require the managers on the part of the House to not record their approval of the final conference agreement unless the text of such agreement has been available to the managers in an electronic, searchable, and downloadable form for at least 72 hours.
Source: Floor
9 June 2010
ResolvingDifferences
Mr. Frank (MA) moved that the House disagree to the Senate amendments, and agree to a conference. (consideration: CR H4289-4297, H4300)
Source: ResolvingDifferences
10 June 2010
ResolvingDifferences
Conference held.
Source: ResolvingDifferences
10 June 2010
ResolvingDifferences
Conference committee actions: Conference held.
Source: ResolvingDifferences
15 June 2010
ResolvingDifferences
Conference committee actions: Conference held.
Source: ResolvingDifferences
15 June 2010
ResolvingDifferences
Conference held.
Source: ResolvingDifferences
16 June 2010
ResolvingDifferences
Conference held.
Source: ResolvingDifferences
16 June 2010
ResolvingDifferences
Conference committee actions: Conference held.
Source: ResolvingDifferences
17 June 2010
ResolvingDifferences
Conference held.
Source: ResolvingDifferences
17 June 2010
ResolvingDifferences
Conference committee actions: Conference held.
Source: ResolvingDifferences
22 June 2010
ResolvingDifferences
Conference held.
Source: ResolvingDifferences
22 June 2010
ResolvingDifferences
Conference committee actions: Conference held.
Source: ResolvingDifferences
23 June 2010
ResolvingDifferences
Conference held.
Source: ResolvingDifferences
23 June 2010
ResolvingDifferences
Conference committee actions: Conference held.
Source: ResolvingDifferences
24 June 2010
ResolvingDifferences
Conference held.
Source: ResolvingDifferences
24 June 2010
ResolvingDifferences
Conference committee actions: Conference held.
Source: ResolvingDifferences
29 June 2010
ResolvingDifferences
Conference report H. Rept. 111-517 filed. (text of conference report: CR H4977-5202)
Source: ResolvingDifferences
29 June 2010
ResolvingDifferences
Conference report filed: Conference report H. Rept. 111-517 filed.(text of conference report: CR H4977-5202)
Source: ResolvingDifferences
29 June 2010
Passed
Conferees agreed to file conference report.
Source: ResolvingDifferences
29 June 2010
Passed
Conference committee actions: Conferees agreed to file conference report.
Source: ResolvingDifferences
30 June 2010
ResolvingDifferences
Conference papers: Senate report and manager's statement and message on House action held at the desk in Senate.
Source: ResolvingDifferences
30 June 2010
Passed
Motions to reconsider laid on the table Agreed to without objection.
Source: ResolvingDifferences
30 June 2010
Vote
On agreeing to the conference report Agreed to by the Yeas and Nays: 237 - 192 (Roll no. 413).
Source: ResolvingDifferences
30 June 2010
Vote
Conference report agreed to in House: On agreeing to the conference report Agreed to by the Yeas and Nays: 237 - 192 (Roll no. 413).
Source: ResolvingDifferences
30 June 2010
Vote
On motion to recommit the conference report with instructions Failed by the Yeas and Nays: 198 - 229 (Roll no. 412).
Source: ResolvingDifferences
30 June 2010
Floor
The previous question on the motion was ordered without objection. (consideration: CR H5260)
Source: Floor
30 June 2010
ResolvingDifferences
Mr. Bachus moved to recommit with instructions to the conference committee. (consideration: CR H5260-5261)
Source: ResolvingDifferences
30 June 2010
ResolvingDifferences
The previous question was ordered pursuant to the rule. (consideration: CR H5260)
Source: ResolvingDifferences
30 June 2010
Floor
DEBATE - Pursuant to the provisions of H.Res. 1490, the House proceeded with 2 hours of debate on the conference report to accompany H.R. 4173.
Source: Floor
30 June 2010
ResolvingDifferences
Mr. Frank (MA) brought up conference report H. Rept. 111-517 for consideration under the provisions of H. Res. 1490. (consideration: CR H5233-5261)
Source: ResolvingDifferences
30 June 2010
Passed
Rule H. Res. 1490 passed House.
Source: Floor
Showing 80 of 92 timeline events.
Votes
15 July 2010 · Conference Report Agreed to · On the Conference Report H.R. 4173 · Conference Report Agreed to · Official source
Yes 60 · No 39 · Abstain — · Absent/not voting 0
- Sen. Franken, Al [D-MN]Yea
- Sen. Klobuchar, Amy [D-MN]Yea
- Sen. Specter, Arlen [R-PA]Yea
- Sen. Boxer, Barbara [D-CA]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
15 July 2010 · Cloture Motion Agreed to · On the Cloture Motion H.R. 4173 · Cloture Motion Agreed to · Official source
Yes 60 · No 38 · Abstain — · Absent/not voting 1
- Sen. Franken, Al [D-MN]Yea
- Sen. Klobuchar, Amy [D-MN]Yea
- Sen. Specter, Arlen [R-PA]Yea
- Sen. Boxer, Barbara [D-CA]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
20 May 2010 · Bill Passed · On Passage of the Bill H.R. 4173 · Bill Passed · Official source
Yes 59 · No 39 · Abstain — · Absent/not voting 2
- Sen. Franken, Al [D-MN]Yea
- Sen. Klobuchar, Amy [D-MN]Yea
- Sen. Specter, Arlen [R-PA]Not Voting
- Sen. Boxer, Barbara [D-CA]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
Versions
- Public Law · 21 July 2010 · Download file
- Enrolled Bill · 15 July 2010 · Download file
- Public Print · 27 May 2010 · Download file
- Engrossed Amendment Senate · 20 May 2010 · Download file
- Referred in Senate · 20 January 2010 · Download file
- Engrossed in House · 11 December 2009 · Download file
- Introduced in House · 2 December 2009 · Download file
Documents
18 official files
Public Law (text)
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Public Law (text)
Public Law · EN · 21 July 2010
Public Law (PDF)
Public Law · EN · 21 July 2010
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Public Law
summary · EN · 21 July 2010
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Enrolled Bill (text)
Enrolled Bill · EN · 15 July 2010
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Enrolled Bill (PDF)
Enrolled Bill · EN · 15 July 2010
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Conference report filed in House
summary · EN · 29 June 2010
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Public Print (text)
Public Print · EN · 27 May 2010
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Public Print (PDF)
Public Print · EN · 27 May 2010
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Engrossed Amendment Senate (text)
Engrossed Amendment Senate · EN · 20 May 2010
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Engrossed Amendment Senate (PDF)
Engrossed Amendment Senate · EN · 20 May 2010
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Referred in Senate (text)
Referred in Senate · EN · 20 January 2010
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Referred in Senate (PDF)
Referred in Senate · EN · 20 January 2010
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Engrossed in House (text)
Engrossed in House · EN · 11 December 2009
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Engrossed in House (PDF)
Engrossed in House · EN · 11 December 2009
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Passed House amended
summary · EN · 11 December 2009
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Introduced in House (text)
Introduced in House · EN · 2 December 2009
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Introduced in House (PDF)
Introduced in House · EN · 2 December 2009
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Introduced in House
summary · EN · 2 December 2009
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Related records
- related to → Consumer Financial Protection Agency Act of 2009
- related to → Private Fund Investment Advisers Registration Act of 2009
- related to → Providing for consideration of the bill (H.R. 4173) to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.
- related to → Providing for further consideration of the bill (H.R. 4173) to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.
- related to → Providing for consideration of the conference report to accompany the bill (H.R. 4173) to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.
- related to ← Restoring American Financial Stability Act of 2010
- amends ← An amendment numbered 7 printed in House Report 111-370 to create authority for the prudential regulators, the CFTC and the SEC, to set margin in swap and security-based swap transactions involving end users.
- amends ← An amendment numbered 10 printed in House Report 111-370 to require any mortgage servicer or lender participating in the Making Home Affordable Program, to report to the Department of Treasury on a monthly basis. The Department shall make such a report available on their website within two weeks of receiving such information for public viewing. The report to Treasury shall include, but not limited to the following, with respect to the Making Home Affordable Plan: A) the number of loan modification requests received; B) number of loan modification requests being processed; C) the number of loan modification requests that have been approved; D) the number of loan modification requests that have been denied. The amendment gives the Secretary of Treasury authority to publicly release any other relevant data the Secretary deems necessary.
- amends ← An amendment numbered 3 printed in House Report 111-370 to make sundry changes to the bill.
- amends ← An amendment comprised of amendments numbered 11, 20, 21, 22, 23, 24, 27, 28, 34, and 25 printed in House Report 111-370 offered En Bloc.
- amends ← An amendment numbered 1 printed in House Report 111-370 offered as a manager's amendment to make sundry changes to the bill.
- amends ← An amendment numbered 4 printed in House Report 111-370 to provide that the CFTC would define the terms "Commerical Risk", "operating risk", and "balance sheet risk" for purposes of the Commodity Exchange Act.
- amends ← An amendment numbered 18 printed in House Report 111-370 to aim to stem the unintended consequences resulting from the definitional change of NRSRO from Nationally Recognized Statistical Rating Organization to Nationally Registered Statistical Rating Organization. Section 6005 creates inconsistencies in the securities laws as it amends the definition only in the 1933 and 1934 Acts and it has potential impact on state rules and regulations requiring a change of state level statute.
Showing 13 of 30 related records.
Related across the Repo ecosystem
Direct relationships are identifier-backed. Topic context means shared TopicMembership — not a citation and not causation.
Direct relationships
- Legal framework · Dodd-Frank Wall Street Reform and Consumer Protection Act · H.R. 4173 (111th) · US
- Identifier matchPROJECTS_FROM
Same us record 111-hr-4173 projected from PoliticalRepo US row.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/111th-congress/house-bill/4173
- Open data entity: https://api.congress.gov/v3/bill/111/hr/4173
- us · 111-hr-4173 · source updated 7 April 2025