United States · Law · HR
H.R. 5502 (111th)
To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009.
Introduced
10 June 2010
Last action
27 July 2010 · President
Status
Became Public Law No: 111-209.
Sponsors
Rep. Maffei, Daniel B. [D-NY-24], CAROLYN MALONEY, Rep. McCarthy, Carolyn [D-NY-4], Rep. McMahon, Michael E. [D-NY-13], Kevin McCarthy, Lynn Jenkins, Rep. Meeks, Gregory W. [D-NY-5]
Subjects
Discovery layer
Source updated
5 December 2025
Summary
Amends the Credit Card Accountability Responsibility and Disclosure Act of 2009 to state that, in the case of a gift certificate, store gift card, or general-use prepaid card produced before April 1, 2010, the effective date of the certain disclosure requirements under the Electronic Funds Transfer Act pertaining to fees shall be delayed until January 31, 2011. Requires the issuer of such a certificate or card, as a condition of such delayed effective date, to: (1) comply with a specified prohibition against and certain requirements for the imposition of any dormancy, inactivity, or service fees; (2) consider any such certificate or card for which funds expire to have no expiration date with respect to the underlying funds; (3) replace, at consumer request, any such certificate or card that has funds remaining at no cost to the consumer; and (4) comply with certain consumer rights disclosure requirements.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
10 June 2010
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
10 June 2010
Introduced
Introduced in House
Source: IntroReferral
10 June 2010
Introduced
Introduced in House
Source: IntroReferral
14 June 2010
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
14 June 2010
Vote
On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 357 - 0 (Roll no. 357). (text: CR H4394)
Source: Floor
14 June 2010
Vote
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 357 - 0 (Roll no. 357).(text: CR H4394)
Source: Floor
14 June 2010
Floor
Considered under suspension of the rules. (consideration: CR H4393-4395)
Source: Floor
14 June 2010
Vote
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
Source: Floor
14 June 2010
Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 5502.
Source: Floor
14 June 2010
Floor
Mr. Hinojosa moved to suspend the rules and pass the bill.
Source: Floor
15 June 2010
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
15 June 2010
Introduced
Sponsor introductory remarks on measure. (CR E1100-1101)
Source: IntroReferral
13 July 2010
Action
Cleared for White House.
13 July 2010
Passed
Passed Senate without amendment by Unanimous Consent.
Source: Floor
13 July 2010
Passed
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Source: Floor
13 July 2010
Discharge
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. (consideration: CR S5795)
Source: Discharge
13 July 2010
Committee
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.(consideration: CR S5795)
Source: Committee
14 July 2010
Floor
Message on Senate action sent to the House.
Source: Floor
15 July 2010
Floor
Presented to President.
Source: Floor
15 July 2010
President
Presented to President.
Source: President
27 July 2010
Became law
Became Public Law No: 111-209.
Source: President
27 July 2010
Became law
Signed by President.
Source: BecameLaw
27 July 2010
President
Signed by President.
Source: President
Votes
No vote records are attached yet.
Versions
- Enrolled Bill · undated · Official file
- Public Law · 27 July 2010 · Official file
- Referred in Senate · 15 June 2010 · Official file
- Engrossed in House · 14 June 2010 · Official file
- Introduced in House · 10 June 2010 · Official file
Documents
14 official files
Enrolled Bill (text)
Enrolled Bill (text)
Enrolled Bill · EN
Enrolled Bill (PDF)
Enrolled Bill · EN
Public Law (text)
Public Law · EN · 27 July 2010
Public Law (PDF)
Public Law · EN · 27 July 2010
Public Law
summary · EN · 27 July 2010
Referred in Senate (text)
Referred in Senate · EN · 15 June 2010
Referred in Senate (PDF)
Referred in Senate · EN · 15 June 2010
Passed Senate without amendment
summary · EN · 15 June 2010
Engrossed in House (text)
Engrossed in House · EN · 14 June 2010
Engrossed in House (PDF)
Engrossed in House · EN · 14 June 2010
Passed House without amendment
summary · EN · 14 June 2010
Introduced in House (text)
Introduced in House · EN · 10 June 2010
Introduced in House (PDF)
Introduced in House · EN · 10 June 2010
Introduced in House
summary · EN · 10 June 2010
Sponsors
- Rep. Maffei, Daniel B. [D-NY-24] · D · Sponsor
- CAROLYN MALONEY · D · Sponsor
- Rep. McCarthy, Carolyn [D-NY-4] · D · Sponsor
- Rep. McMahon, Michael E. [D-NY-13] · D · Cosponsor
- Kevin McCarthy · R · Cosponsor
- Lynn Jenkins · R · Cosponsor
- Rep. Meeks, Gregory W. [D-NY-5] · D · Cosponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/111th-congress/house-bill/5502
- Open data entity: https://api.congress.gov/v3/bill/111/hr/5502
- us · 111-hr-5502 · source updated 5 December 2025