An Act to extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions, to extend the National Commission on Electronic Fund Transfers, and to provide for home mortgage disclosure.

Summary

Home Mortgage Disclosure Act - Declares that it is the purpose of this Act to provide the citizens and public officials of the United States with sufficient information to enable them to determine which depository institutions are filling their obligations to serve the housing needs of the communities and neighborhoods in which they are located. Requires depository institutions to compile and make available for the public the following information: (1) the number and total dollar amount of mortgage loans made by that institution which were outstanding as of the close of the last fiscal year of that institution; (2) the number and total dollar amount of mortgage loans made by that institution during such year; (3) the number and total dollar amount of savings accounts held by that institution as of the close of such year; and (4) the number of savings accounts opened during such year and the total dollar amount in such accounts at the close of such year. Specifies the Federal agencies responsible for enforcing this Act.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 21 March 1975

   Introduced

   Referred to Senate Committee on Banking, Housing and Urban Affairs.

   Source: IntroReferral

2. 21 March 1975

   Introduced

   Introduced in Senate

   Source: IntroReferral

3. 6 June 1975

   Reported

   Reported to Senate from the Committee on Banking, Housing and Urban Affairs with amendment, S. Rept. 94-187.

   Source: Committee

4. 6 June 1975

   Reported

   Reported to Senate from the Committee on Banking, Housing and Urban Affairs with amendment, S. Rept. 94-187.

   Source: Committee

5. 26 July 1975

   Floor

   Measure called up by unanimous consent in Senate.

   Source: Floor

6. 4 September 1975

   Floor

   Measure considered in Senate.

   Source: Floor

7. 4 September 1975

   Vote

   Passed/agreed to in Senate: Measure passed Senate, amended, roll call #382 (45-37).

   Source: Floor

8. 5 September 1975

   Introduced

   Referred to House Committee on Banking, Currency and Housing.

   Source: IntroReferral

9. 31 October 1975

   Passed

   Measure passed House, amended, in lieu of H.R. 10024.

   Source: Floor

10. 31 October 1975

    Passed

    Passed/agreed to in House: Measure passed House, amended, in lieu of H.R. 10024.

    Source: Floor

11. 31 October 1975

    Floor

    Measure considered in House.

    Source: Floor

12. 31 October 1975

    Discharge

    Committee on Banking, Currency, and Housing discharged in House.

    Source: Discharge

13. 31 October 1975

    Committee

    Committee on Banking, Currency, and Housing discharged in House.

    Source: Committee

14. 13 November 1975

    ResolvingDifferences

    Conference scheduled in Senate.

    Source: ResolvingDifferences

15. 14 November 1975

    ResolvingDifferences

    Conference scheduled in House.

    Source: ResolvingDifferences

16. 12 December 1975

    ResolvingDifferences

    Conference report filed in Senate, S. Rept. 94-553.

    Source: ResolvingDifferences

17. 12 December 1975

    ResolvingDifferences

    Conference report filed: Conference report filed in Senate, S. Rept. 94-553.

    Source: ResolvingDifferences

18. 15 December 1975

    Passed

    Senate agreed to conference report.

    Source: ResolvingDifferences

19. 15 December 1975

    Passed

    Conference report agreed to in Senate: Senate agreed to conference report.

    Source: ResolvingDifferences

20. 15 December 1975

    ResolvingDifferences

    Conference report filed in House, H. Rept. 94-726.

    Source: ResolvingDifferences

21. 15 December 1975

    ResolvingDifferences

    Conference report filed: Conference report filed in House, H. Rept. 94-726.

    Source: ResolvingDifferences

22. 18 December 1975

    President

    Measure enrolled in Senate.

    Source: President

23. 18 December 1975

    President

    Measure enrolled in House.

    Source: President

24. 18 December 1975

    Passed

    House agreed to conference report.

    Source: ResolvingDifferences

25. 18 December 1975

    Passed

    Conference report agreed to in House: House agreed to conference report.

    Source: ResolvingDifferences

26. 19 December 1975

    Floor

    Measure presented to President.

    Source: Floor

27. 19 December 1975

    President

    Measure presented to President.

    Source: President

28. 31 December 1975

    President

    Public law 94-200.

    Source: President

29. 31 December 1975

    Became law

    Signed by President.

    Source: BecameLaw

30. 31 December 1975

    President

    Signed by President.

    Source: President

Votes

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

3 official files

• Public Law (PDF)

  Public Law · EN · 31 December 1975

  ViewDownloadOpen at official source

• Conference report filed in House

  summary · EN · 15 December 1975

  Open at official source

• Introduced in Senate

  summary · EN · 21 March 1975

  Open at official source

Sponsors

• Sen. Proxmire, William [D-WI] · D · Sponsor
• Sen. Stevenson, Adlai E., III [D-IL] · D · Cosponsor
• Sen. Brooke, Edward W. [R-MA] · R · Cosponsor
• · hsba00 · Standing
• · ssbk00 · Standing

Related records

• related to → A bill to extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions, to extend the National Commission on Electronic Fund Transfers, and to provide for home mortgage disclosure.