Bunning-Bereuter-Blumenaur Flood Insurance Reform Act of 2004

Summary

Flood Insurance Reform Act of 2004 - Amends the National Flood Insurance Act of 1968 to extend the national flood insurance program's authorization through September 30, 2008. Establishes a pilot program for mitigation of severe repetitive loss properties. Authorizes the Director of the Federal Emergency Management Agency (FEMA) to provide financial assistance to States and communities for taking actions to mitigate flood damage to such properties and losses to the National Flood Insurance Fund from such properties. Sets forth provisions regarding: (1) eligible activities (activities to reduce flood damages and to purchase such properties); and (2) matching fund requirements. Provides for increased premiums of up to 150 percent of the current chargeable rate in cases of refusal to mitigate. Authorizes the Director to provide funding for mitigation actions that reduce flood damages to individual properties for which one or more claim payments for losses have been made under flood insurance coverage where such activities are determined to be in the best interest of the Fund. Requires: (1) the Director to develop specified supplemental and acknowledgment forms and a flood insurance claims handbook; and (2) the Comptroller General of the United States to study the adequacy of the scope of coverage provided under flood insurance policies, the adequacy of payments to flood victims, and the practices of FEMA and insurance adjusters in estimating losses.

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Documents

15 official files

• Enrolled Bill (text)

  Enrolled Bill · EN

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• Enrolled Bill (PDF)

  Enrolled Bill · EN

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• Public Law (text)

  Public Law · EN · 30 June 2004

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• Public Law (PDF)

  Public Law · EN · 30 June 2004

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• Public Law

  summary · EN · 30 June 2004

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• Passed House without amendment

  summary · EN · 21 June 2004

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• Engrossed in Senate (text)

  Engrossed in Senate · EN · 15 June 2004

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• Engrossed in Senate (PDF)

  Engrossed in Senate · EN · 15 June 2004

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• Passed Senate amended

  summary · EN · 15 June 2004

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• Reported to Senate (text)

  Reported to Senate · EN · 13 May 2004

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• Reported to Senate (PDF)

  Reported to Senate · EN · 13 May 2004

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• Reported to Senate with amendment(s)

  summary · EN · 13 May 2004

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• Introduced in Senate (text)

  Introduced in Senate · EN · 25 March 2004

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• Introduced in Senate (PDF)

  Introduced in Senate · EN · 25 March 2004

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• Introduced in Senate

  summary · EN · 25 March 2004

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