United States · Law · S
S. 256 (109th)
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
Introduced
1 February 2005
Last action
—
Status
Became Public Law No: 109-8.
Sponsors
—
Subjects
Discovery layer
Source updated
10 August 2026
Summary
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 - Amends Federal bankruptcy law governing: (1) conversion of bankruptcy petitions; (2) abusive creditor practices; (3) domestic support obligations; (4) consumer protections, including protection of personally identifiable information; (5) measures to discourage bankruptcy abuse, including reduction of the homestead exemption for fraud; (6) guidelines for general and small business bankruptcies, including appointment of a committee of retired employees; (7) bankruptcy data dissemination and bankruptcy tax provisions; (8) ancillary and other cross-border cases to incorporate the Model Law on Cross-Border Insolvency; and (9) financial contracts and transfers entered into with an insolvent insured depository institution before its conservatorship or receivership. Reenacts Chapter 12, Adjustment of Debts of a Family Farmer with Regular Annual Income. Brings family fishermen within the purview of Federal bankruptcy protection. Prescribes guidelines for insolvent health care businesses and related patients' rights. Bankruptcy Judgeship Act of 2005 - Amends the Federal Judicial Code to mandate appointments for additional temporary bankruptcy judgeships in designated States. Prescribes additional consumer credit disclosures, including open end credit plans and introductory rates.
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Timeline
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Votes
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Versions
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Documents
20 official files
Enrolled Bill (text)
Enrolled Bill · EN · 22 April 2005
Enrolled Bill (PDF)
Enrolled Bill · EN · 22 April 2005
Public Law (text)
Public Law · EN · 20 April 2005
Public Law (PDF)
Public Law · EN · 20 April 2005
Public Law
summary · EN · 20 April 2005
Passed House without amendment
summary · EN · 14 April 2005
Reported in House (text)
Reported in House · EN · 8 April 2005
Reported in House (PDF)
Reported in House · EN · 8 April 2005
Reported to House without amendment, Part I
summary · EN · 8 April 2005
Referred in House (text)
Referred in House · EN · 15 March 2005
Referred in House (PDF)
Referred in House · EN · 15 March 2005
Engrossed in Senate (text)
Engrossed in Senate · EN · 10 March 2005
Engrossed in Senate (PDF)
Engrossed in Senate · EN · 10 March 2005
Passed Senate amended
summary · EN · 10 March 2005
Reported to Senate (text)
Reported to Senate · EN · 17 February 2005
Reported to Senate (PDF)
Reported to Senate · EN · 17 February 2005
Reported to Senate with amendment(s)
summary · EN · 17 February 2005
Introduced in Senate (text)
Introduced in Senate · EN · 1 February 2005
Introduced in Senate (PDF)
Introduced in Senate · EN · 1 February 2005
Introduced in Senate
summary · EN · 1 February 2005
Sponsors
No sponsors or actors listed by the source.
Related records
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/109th-congress/senate-bill/256
- Open data entity: https://api.congress.gov/v3/bill/109/s/256