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Estonia · Bill · SE

925

Insurer Crisis Prevention and Resolution Act

i lugemine lopetatudEstonia· Riigikogu· ET

Introduced

21 May 2026

Last action

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Status

I_LUGEMINE_LOPETATUD

Sponsors

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Subjects

Discovery layer

Source updated

21 May 2026

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Summary

The bill transposes two EU insurance directives into Estonian law (transposition deadline January 29, 2027). The aim is to establish a framework for early intervention and resolution of insurers' financial difficulties and to modernize insurance regulation in order to strengthen financial stability, protect policyholders and make regulation more proportionate and future-proof. One of the goals of the bill is to simplify requirements and market entry conditions especially for small and uncomplicated insurers. For example, a small and uncomplicated insurer does not need to prepare a liquidity risk management plan or climate change scenarios, its risks and solvency will be assessed not annually, but every two years, and it also does not need to assess macroeconomic factors.

Machine translation from Estonian. The official text remains authoritative.

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Documents

24 official files

Seletuskirja lisa 5 (märkused ja ettepanekud) pdf

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